Mitchell County property record for 7 Azalea Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,131 sqft · built 1993 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (Sep 2023) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-03-0262 |
| Primary APN | 0799-03-03-0262 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,131 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Construction Type | Wood |
| Lot Area | 54,450 sqft (1.25 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555785133 |
|---|---|
| Street Address | 7 AZALEA LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE; LOTS 46 & 47 TALL PINE |
| Legal Subdivision | TALL PINE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-03-03-0262
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage ACTS LENDING INC |
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Sep 19, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 28, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Apr 28, 2022 · Amount on Record |
| Deed Document Number | 2023001880 |
| Deed Book / Page | 661 / 860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 0000001290 |
| Book / Page | 692 / 181 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20261290 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 0000001290, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 692/181 |
| Instrument | 20261290 |
| Name | ACTS LENDING INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 000683/292 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 683/292 |
| Instrument | 2025001768 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 19, 2023 |
| Property Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 000661/860 |
| Book / Page | 661 / 860 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023001880 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 NE 114TH ST # ST1204, ST1204, NORTH MIAMI, FL 33181-3438 |
| Name | Verified Name |
|---|---|
| Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 2023001881 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023001881 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 28, 2022 |
| Property Address | 7 AZALEA LN, SPRUCE PINE, NC 28777-5436 |
| Document Number | 000643/733 |
| Book / Page | 643 / 733 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022001536 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 916, SIMPSONVILLE, SC 29681-0916 |
| Name | Verified Name |
|---|---|
| Address | 1800 NE 114TH ST APT 1204, 1204, NORTH MIAMI, FL 33181-3419 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,891.00 (+4.18%) | $608,100 (+2.55%) Land $45,000 Building $563,100 |
| 2023 | $3,735.00 | $593,000 Land $45,000 Building $548,000 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures