Putnam County and Southeast Town property record for 7 Avery Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,950 sqft · built 1963 |
| Lot Size | 0.58 acres (25,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (May 2014) |
| Tax Bill | $12,521 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.20-1-25 |
| Primary APN | 372000 55.20-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 25,300 sqft (0.58 acres) |
| Lot Dimensions | 253 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 342100 |
|---|---|
| Street Address | 7 AVERY RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | MAP OF RED OAK RIDGE SECTION 3 |
| Legal Block | 1 |
| Legal Lot Number | 25.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11700 |
Source: Putnam County and Southeast Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on Record |
| Deed Sale | May 16, 2014 · Amount on Record |
| Deed Document Number | 20141500944 |
| Deed Book / Page | 1950 / 292 |
| Prior Transfer Date | Jun 13, 2011 |
| Prior Transfer Doc | 0018770170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Document Number | 0078590225 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 7859/225 |
| Instrument | 1441-2024 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Document Number | 0074840032 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 7484/32 |
| Instrument | 11919-2021 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 7 AVERY RD, CARMEL, NY 10512-2501 |
| Document Number | 0001602898 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7 AVERY RD CARMEL NY 105122501, CARMEL, NY 10512-2501 |
| Document Number | 0001602898 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 1602898 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 22, 2028 |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443,700 (+6.99%) Land $95,300 Building $348,400 | $443,700 (+6.99%) Land $95,300 Building $348,400 | |
| 2024 | $12,521.00 (+240.34%) | $414,700 (+6.99%) Land $95,300 Building $319,400 | $414,700 (+6.99%) Land $95,300 Building $319,400 |
| 2023 | $387,600 (+11%) Land $86,600 Building $301,000 | $387,600 (+11%) Land $86,600 Building $301,000 | |
| 2022 | $349,200 Land $86,600 Building $262,600 | $349,200 Land $86,600 Building $262,600 | |
| 2020 | $3,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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