Middlesex County and Lowell City property record for 7 Avalon St, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,918 sqft · built 1999 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Dec 2014) |
| Tax Bill | $6,211 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Line of Credit + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | B04415 |
| Primary APN | B04415 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | B04415 |
|---|---|
| Street Address | 7 AVALON ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 310 |
| Legal Lot Number | 7 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310602 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Jan 7, 2025 | Deed of Trust, Mortgage · ARM UNIBANK FOR SAVINGS |
| Feb 25, 2020 | Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2014 · Amount on Record |
| Deed Sale | Dec 8, 2014 · Amount on Record |
| Prior Sale | Feb 7, 2005 · Amount on Record |
| Deed Book / Page | 28677 / 118 |
| Transfer Doc | 028677-118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 15, 2026 |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Document Number | 0000022598 |
| Book / Page | 40202 / 179 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202622598 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Document Number | 0000022598, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 40202/179 |
| Instrument | 202622598 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2031 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036672-105 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 36672/105 |
| Instrument | 75006 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039005-201 |
|---|---|
| Date | Jan 7, 2025 |
| Book Page | 39005/201 |
| Instrument | 202500000415 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33860-218 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 33860/218 |
| Instrument | 8231 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Document Number | 32200-225 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7 AVALON ST LOWELL MA 018542101, LOWELL, MA 01854-2101 |
| Document Number | 32200-225 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 032200/000225 |
| Instrument | 27337 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Document Number | 31976-243 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31976-243 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 031976/000243 |
| Instrument | 13150 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 3, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 7 AVALON ST, LOWELL, MA 01854-2101 |
| Document Number | 31888-38 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31888-38 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 031888/000038 |
| Instrument | 7652 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,211.00 (+7.09%) | $547,200 (+8.31%) Land $178,700 Building $368,500 | $596,328 (+0.32%) |
| 2025 | $5,800.00 (+2.96%) | $505,200 (+6.81%) Land $167,000 Building $338,200 | $594,415 (+0.42%) |
| 2024 | $5,633.00 (+7.4%) | $473,000 (+12.01%) Land $134,800 Building $338,200 | $591,945 |
| 2023 | $5,245.00 | $422,300 Land $110,000 Building $312,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 333 units insured incl. 324 condo units |
| Nearby Flood Claims | 27 (1979–2015) |
| Claims Outside the SFHA | 5 of 27 |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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