7 Ashley Ct, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 7 Ashley Ct, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 10,076 sqft · built 2003
Lot Size	2.25 acres (98,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,200,000 (Dec 2023)
Tax Bill	$43,216 (2026)
Deeds & Mortgages	Oct 2024 Refinance Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:2898`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:2898`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	10,076 sqft Living Area
Gross Area	15,860 sqft
Basement Area	4,805 sqft
Unfinished Basement	2,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	98,202 sqft (2.25 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 ASHLEY CT
City	LYNNFIELD
State	MA
Zip	01940-1779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LYNNFIELD
Legal Lot Number	2898
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3003
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Dec 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jun 4, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARLES JOHNSON
Dec 8, 2017	Quit Claim Deed, Transfer BOSTON PRIVATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Book / Page	41913 / 77
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042362-272
Date	Oct 7, 2024
Book Page	42362/272
Instrument	20241007001320

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 18, 2023
Property Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Document Number	0041913-77
Book / Page	41913 / 77
Instrument Date	Dec 18, 2023
Instrument	20231218001500
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Investor	Possibly a Property Investor

Mortgage

Document Number	231218001510
Date	Dec 18, 2023
Instrument	231218001510

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2031
Max Rate At Change	2.75%
Index	Other

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37563-203
Date	Jun 4, 2019
Book Page	37563/203
Instrument	20190604004120

Lender

Name	CHARLES JOHNSON

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 8, 2017
Property Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779
Document Number	36392-405
Book / Page	36392 / 405
Instrument	171208005260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ASHLEY CT, LYNNFIELD, MA 01940-1779

Mortgage

Document Number	363920409
Date	Dec 8, 2017
Instrument	36392/0409

Lender

Name	BOSTON PRIVATE BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 8, 2048

Interest

Rate	3%
Max Rate At Change	10.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$43,216.00 (+9.32%)	$3,771,000 (+0.73%) Land $835,300 Building $2,901,800	$3,559,451 (-9.88%)
2025	$39,531.00 (+30.19%)	$3,743,500 (+29.57%) Land $827,800 Building $2,915,700	$3,949,625
2024	$30,365.00 (+4.49%)	$2,889,200 (+12.35%) Land $752,500 Building $2,136,700
2023	$29,059.00	$2,571,600 Land $752,500 Building $1,819,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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