St. Clair County property record for 7 Arthur St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,816 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,050 (Oct 2011) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-539-0019-000 |
| Primary APN | 74-08-539-0019-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 486 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7 ARTHUR ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 25 & 26 MORRELLS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | MORRELLS ADDITION |
| Legal Lot Number | 25-26 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 655100 |
7 Arthur St is owned and occupied by two individuals who acquired it in December 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| Jul 2, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 29, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2011 · Amount on File |
| Deed Sale | Oct 25, 2011 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 201127476 |
| Deed Book / Page | 4194 / 18 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0005884398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Investor | Possibly a Property Investor |
| Document Number | 0005689495 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 5689/495 |
| Instrument | 2024002253 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | 37 N HOWARD AVE, CROSWELL, MI 48422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 22, 2029 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Investor | Possibly a Property Investor |
| Document Number | 0005387691 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 5387/691 |
| Instrument | 2021019366 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | CROSWELL, MI 48422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 22, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | STEWART TITLE, STC |
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Document Number | 0005884400 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 5884/400 |
| Instrument | 2025024732 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 29, 2025 |
| Property Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Document Number | 0005884398 |
| Book / Page | 5884 / 398 |
| Map Reference | LB 5 PG 43 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025024731 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | STEWART TITLE, STC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Document Number | 2025024732 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025024732 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 16, 2021 |
| Property Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Document Number | 0005380119 |
| Book / Page | 5380 / 119 |
| Map Reference | LB 5 PG 43 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021017789 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ARTHUR ST, YALE, MI 48097-2900 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 7 Arthur St was $2,124 with a homeowner's exemption, up 4.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,300 (+3.62%) | $194,600 | |
| 2025 | $2,124.00 (+4.07%) Homeowner's exemption | $93,900 | |
| 2024 | $2,041.00 | $187,800 | |
| 2023 | $80,700 | ||
| 2022 | $1,880.00 | $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Arthur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Arthur St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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