7 Arrowhead Cir, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 7 Arrowhead Cir, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,556 sqft · built 1993
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,786 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10353`

Property Details

APN / Parcel Number

Primary APN	`10353`
Alternative APN	`CHEL M:0138 B:0484 L:31`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	5,036 sqft
1st Floor Area	1,568 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10353
Street Address	7 ARROWHEAD CIR
City	CHELMSFORD
State	MA
Zip	01824-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	WYNDRIDGE ESTATES
Legal Block	484
Legal Lot Number	31
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3011
Census Tract	317103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Hutchins, Oliver, House listed 1985 · 4 contributing resources · NRIS 85002013

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ARROWHEAD CIR, CHELMSFORD, MA 01824-4241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Dec 11, 2017	Deed of Trust, Mortgage NRL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2010
Deed Sale	Jan 13, 2010
Prior Sale	Jun 3, 1996 · Amount on Record
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	7 ARROWHEAD CIR, CHELMSFORD, MA 01824-4241
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037075-99
Date	May 19, 2022
Book Page	37075/99
Instrument	21424

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	7 ARROWHEAD CIR, CHELMSFORD, MA 01824-4241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31713-1
Date	Dec 11, 2017
Book Page	31713/1
Instrument	55405

Lender

Name	NRL FCU

Agreement

Amount	Amount Recorded
Term	132 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,786.00 (+1.16%)	$888,200 (+5.97%) Land $358,900 Building $529,300	$881,695 (-)
2025	$11,651.00 (+5.19%)	$838,200 (+3.07%) Land $327,100 Building $511,100	$881,695 (+4.61%)
2024	$11,076.00 (+4.45%)	$813,200 (+10.2%) Land $327,100 Building $486,100	$842,840
2023	$10,604.00	$737,900 Land $351,700 Building $386,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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