7 Ardwick Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 7 Ardwick Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1978
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,900 (Aug 2006)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`549579A111`

Property Details

APN / Parcel Number

Primary APN	`549579A111`
Alternative APN	`3-0009-5128-00-0345.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	3,183 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	49 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549579A111
Street Address	7 ARDWICK DR
City	SAINT PETERS
State	MO
Zip	63376-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	PARK CHARLES SOUTH #4 LOT 345
Legal Subdivision	PARK CHAS SOUTH #4
Legal Lot Number	345
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1015
Census Tract	311331

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ARDWICK DR, SAINT PETERS, MO 63376-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 7, 2020	Deed of Trust, Mortgage GUILD MTG
Feb 11, 2017	Deed of Trust, Mortgage EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	2006658280
Deed Book / Page	4545 / 793
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 ARDWICK DR, SAINT PETERS, MO 63376-3119
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARDWICK DR, SAINT PETERS, MO 63376-3119

Mortgage

Document Number	0000096525
Date	Nov 29, 2021
Instrument	2021R-096525

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 ARDWICK DR, SAINT PETERS, MO 63376-3119
Document Number	0000097893
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ARDWICK DR ST PETERS MO 633763119, ST PETERS, MO 63376-3119

Mortgage

Document Number	0000097893
Date	Dec 14, 2020
Instrument	97893

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 ARDWICK DR, SAINT PETERS, MO 63376-3119
Document Number	0067061168
Book / Page	006706 / 001168
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ARDWICK DR ST PETERS MO 633763119, ST PETERS, MO 63376-3119

Mortgage

Document Number	0067061168
Date	Mar 2, 2017
Book Page	006706/001168
Instrument	128300

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,338 (-)	$264,937 (-) Land $60,000 Building $204,937
2025	$3,029.00	$50,338 (+11.97%)	$264,937 (+11.97%) Land $60,000 Building $204,937
2023		$44,955
2022			$236,607 Land $60,000 Building $176,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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