7 Arborgate Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 7 Arborgate Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,526 sqft · built 2003
Lot Size	0.069 acres (3,049 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T042500063`

Property Details

APN / Parcel Number

Primary APN	`T042500063`
Alternative APN	`2-0066-9350-00-069B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	1,490 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	T042500063
Old Parcel Number	T042500063
Street Address	7 ARBORGATE DR
City	SAINT PETERS
State	MO
Zip	63376-4407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHITEGATE VILLAS RESUB 69 UNIT 69B
Legal Range	03E
Legal Township	46N
Legal Section	00
Legal Subdivision	WHITEGATE VLS RESUB LT 69
Legal Lot Number	69B
Legal Unit	69B
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311735

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	7 ARBORGATE DR # 69B, 69B, SAINT PETERS, MO 63376-4407
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage FRONTIER MTG
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB
Jun 25, 2018	Warranty Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Jun 25, 2018
Last Transfer Date	Jun 12, 2025
Transfer Doc	0000024892
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 ARBORGATE DR, SAINT PETERS, MO 63376-4407
Document Number	0000082977
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ARBORGATE DR ST PETERS MO 633764407, ST PETERS, MO 63376-4407

Mortgage

Document Number	0000082977
Date	Oct 29, 2020
Instrument	82977

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2019
Property Address	7 ARBORGATE DR, SAINT PETERS, MO 63376-4407
Document Number	0070742041
Book / Page	7074 / 2041
Map Reference	MB 40 PG 94
Instrument Date	May 14, 2019
Instrument	20190516000232850
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 IMPERIAL WAY, 136, BOGART, GA 30622-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARBORGATE DR # 69, 69, SAINT PETERS, MO 63376-4407

Mortgage

Document Number	20190516000232860
Date	May 16, 2019
Instrument	20190516000232860

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2018
Property Address	7 ARBORGATE DR, SAINT PETERS, MO 63376-4407
Document Number	0069390292
Book / Page	006939 / 000292
Instrument Date	Jun 22, 2018
Instrument	355010
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARBORGATE DR ST PETERS MO 633764407, ST PETERS, MO 63376-4407

Mortgage

Document Number	69390294
Date	Jun 25, 2018
Book Page	006939/000294
Instrument	355020

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00	$61,097 (+4.74%)	$321,566 (+4.75%)
2023		$58,330
2022			$306,998 Building $306,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Arborgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures