7 Arbor Ter, Ansonia, CT 06401 Property Records

Ansonia City property record for 7 Arbor Ter, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,388 sqft · built 1953
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2022)
Tax Bill	$6,987 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`31040`

Property Details

APN / Parcel Number

Primary APN	`31040`
Alternative APN	`ANSO M:109 B:0015 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	31040
Street Address	7 ARBOR TER
City	ANSONIA
State	CT
Zip	06401-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	15
Legal Lot Number	3
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1018
Census Tract	125100

Owner

7 Arbor Ter is owned and occupied by an individual who bought it in March 2022.

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 ARBOR TER, ANSONIA, CT 06401-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Book / Page	602 / 194
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Mar 21, 2022
Property Address	7 ARBOR TER, ANSONIA, CT 06401-2901
Document Number	000602-194
Book / Page	602 / 194
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ARBOR TER, ANSONIA, CT 06401-2901

Mortgage

Document Number	1853940017
Date	Mar 21, 2022
Instrument	1853940017

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	7 ARBOR TER, ANSONIA, CT 06401-2901
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000600-511
Date	Jan 31, 2022
Book Page	600/511
Instrument	1847680016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Arbor Ter was $6,987, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,987.00 (+3.19%)	$237,160 (-) Land $57,330 Building $179,830	$421,009 (+153.6%)
2025	$6,771.00	$237,160 Land $57,330 Building $179,830	$166,012 Land $40,131 Building $125,881
2024	$6,771.00 (+8.81%)
2023	$6,223.00 (+19.12%)	$237,160 (+71.61%) Land $57,330 Building $179,830
2022	$5,224.00	$138,200 Land $71,700 Building $66,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Arbor Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Arbor Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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