7 Arbor Rd, Saint Louis, MO 63132 Property Records

St. Louis County property record for 7 Arbor Rd, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,274 sqft · built 2023
Lot Size	1.08 acres (47,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,017,686 (Jul 2023)
Tax Bill	$19,979 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17L-11-0092`

Property Details

APN / Parcel Number

Primary APN	`17L-11-0092`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,274 sqft Living Area
Gross Area	7,030 sqft
1st Floor Area	1,332 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	47,350 sqft
Lot Dimensions	334 ft deep x 142 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 ARBOR RD
City	SAINT LOUIS
State	MO
Zip	63132-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	ARBOR ROAD & SECTION 6-45-6 LOT 7
Legal Range	06
Legal Township	45
Legal Section	06
Legal Subdivision	ARBOR ROAD
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4003
Census Tract	215500

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ARBOR RD, SAINT LOUIS, MO 63132-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST MID BANK & TRUST NA
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CU
Apr 2, 2019	Warranty Deed, Transfer · Line of Credit STIFEL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	2023712543
Prior Transfer Date	May 10, 2011
Prior Transfer Doc	0194831179
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 ARBOR RD, SAINT LOUIS, MO 63132-4202
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 FABRICATOR DR, FENTON, MO 63026-2914

Mortgage

Document Number	0253900194
Date	Mar 7, 2022
Book Page	25390/194
Instrument	2022030700033

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 23, 2023

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 12, 2023
Property Address	7 ARBOR RD, SAINT LOUIS, MO 63132-4202
Document Number	2023071200543
Map Reference	MB 31 PG 91
Instrument Date	Jul 7, 2023
Instrument	2023071200543
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9493 BONHOMME HEPNER DRIVE, OLIVETTE, MO 63132

Mortgage

Document Number	2023071200544
Date	Jul 12, 2023
Instrument	2023071200544

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Margin	2
Max Rate	10.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 2, 2019
Property Address	7 ARBOR RD, SAINT LOUIS, MO 63132-4202
Document Number	0234641391
Book / Page	023464 / 001391
Instrument Date	Mar 28, 2019
Instrument	205
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3828 S LINDBERGH BLVD #115 ST LOUIS MO 631271366, 115, ST LOUIS, MO 63127-1366

Mortgage

Document Number	234641395
Date	Apr 2, 2019
Book Page	023464/001395
Instrument	206

Lender

Name	STIFEL BK
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,120 (-) Land $96,960 Building $197,160	$1,548,000 (-) Land $510,300 Building $1,037,700
2025	$19,979.00 (+15.32%)	$294,120 (+311.36%) Land $96,960 Building $197,160	$1,548,000 (+311.37%) Land $510,300 Building $1,037,700
2024	$17,325.00 (+239.51%)
2023	$5,103.00 (+19.28%)	$71,500 (+22.22%) Land $71,500	$376,300 (+22.22%) Land $376,300
2022	$4,278.00	$58,500 Land $58,500
2021			$307,900 Land $307,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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