Polk County property record for 7 Apple Tree Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,634 sqft Living Area |
| Lot Size | 5.07 acres |
| Garage | Attached, 974 sqft |
| Last Sale | $225,000 (2022) |
| Tax Bill | $5,344.00 (2025) |
| Primary APN | 26-29-23-690590-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,634 sqft Living Area |
| Gross Area | 4,608 sqft Gross Area |
| 1st Floor | 3,634 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 220,862 sqft |
| Garage Type | Attached Garage |
| Garage Area | 974 sqft Garage |
| Street Address | 7 APPLE TREE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNDANCE RANCH ESTATES PB 77 PG 28 LOT 7 & AN UNDIVIDED SHARE IN PRIVATE ROADS |
| Legal Subdivision | SUNDANCE RANCH ESTATES |
| Legal Tract | 690590 |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 4 |
| Census Block | 4058 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-23-690590-000070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 HILLSIDE CT, WINTER HAVEN, FL 33884-3837 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage CITIZENS BANK & TRUST |
| Oct 21, 2022 | Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Jul 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Jul 06, 2021 · Amount on Record |
| Deed Doc Number | 2022278378 |
| Deed Book / Page | 12457 / 2281 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7 APPLE TREE LN, WINTER HAVEN, FL 33884-3401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 HILLSIDE CT, WINTER HAVEN, FL 33884-3837 |
| Document Number | 0000174046 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 12777/1432 |
| Instrument | 2023174046 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 7 APPLE TREE LN, WINTER HAVEN, FL 33884-3401 |
| Document Number | 0000278378 |
| Book / Page | 12457 / 2281 |
| Map Reference | MB 77 PG 28 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022278378 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2938, WINTER HAVEN, FL 33883-2938 |
| Name | Verified Name |
|---|---|
| Address | 104 HILLSIDE CT, WINTER HAVEN, FL 33884-3837 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 06, 2021 |
| Property Address | 7 APPLE TREE LN, WINTER HAVEN, FL 33884-3401 |
| Document Number | 0000173790 |
| Book / Page | 11789 / 370 |
| Map Reference | MB 77 PG 28 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021173790 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TTL PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 GOLF AIRE BLVD, WINTER HAVEN, FL 33884-3213 |
| Name | Verified Name |
|---|---|
| Address | 910 HART LAKE CT, WINTER HAVEN, FL 33884-4162 |
| Document Number | 0011789372 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 11789/372 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,344.00 (+2,254.19%) | $453,600 (+2,521.06%) | $594,532 (+3,335.41%) Land $42,550 Building $551,982 |
| 2023 | $227.00 (+17.62%) | $17,306 (+18.54%) Land $17,306 | $17,306 (+18.54%) Land $17,306 |
| 2022 | $193.00 | $14,599 Land $14,599 | $14,599 Land $14,599 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 192 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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