Essex County and Fairfield Township property record for 7 Annette Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,024 sqft · built 1966 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Sep 2025) |
| Tax Bill | $12,049 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-04005-0000-00021 |
| Primary APN | 07-04005-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00001991 |
|---|---|
| Street Address | 7 ANNETTE RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 100X150 |
| Legal Subdivision | FAIRFIELD GREENS SEC #1 |
| Legal Block | 4005 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21601 |
7 Annette Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Feb 17, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jan 14, 2013 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Feb 17, 2021 · Amount on File |
| Deed Document Number | 202560175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 23, 2025 |
| Property Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000060175 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 2025060175 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1530 PALISADE AVE, FORT LEE, NJ 07024-5471 |
| Name | Verified Name |
|---|---|
| Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000060176 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025060176 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 17, 2021 |
| Property Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 2021017939 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021017939 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 JAMES ST, 43, BOONTON, NJ 07005-1632 |
| Name | Verified Name |
|---|---|
| Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 2021017940 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021017940 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000036262 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 ANNETTE RD FAIRFIELD NJ 070041811, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000036262 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 36262 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 ANNETTE RD, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000129850 |
| Instrument Date | Jan 14, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 ANNETTE RD FAIRFIELD NJ 070041811, FAIRFIELD, NJ 07004-1811 |
| Document Number | 0000129850 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 129850 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Dec 27, 2043 |
The 2025 property tax bill for 7 Annette Rd was $12,049, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,000 (-) Land $277,200 Building $301,800 | $579,000 (-) Land $277,200 Building $301,800 | |
| 2025 | $12,049.00 (-2.57%) | $579,000 Land $277,200 Building $301,800 | $579,000 Land $277,200 Building $301,800 |
| 2024 | $12,367.00 | ||
| 2023 | $579,000 Land $277,200 Building $301,800 | $579,000 Land $277,200 Building $301,800 | |
| 2022 | $11,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Annette Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 14 (1978–2021) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Annette Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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