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7 Ann St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 7 Ann St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 869 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$722,500 (May 2024)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392605 57.47-1-16

Property Details

APN / Parcel Number

Primary APN392605 57.47-1-16
Alternative APNs
  • 260505704700010160000000
  • 00303920000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area869 sqft Living Area
1st Floor Area572 sqft
2nd Floor Area297 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00303920000
Old Parcel Number260505704700010160000000
Street Address7 ANN ST
CitySPRING VALLEY
StateNY
Zip10977-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionLOT:16.000 BLK:1 SEC:57.47 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Block1
Legal Lot Number16.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1000
Census Tract12403

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9 ROSS AVE, CHESTNUT RIDGE, NY 10977-6909
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE
Mar 4, 2020Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleMar 4, 2020 · Amount on Record
Deed Document Number0202413834
Deed Book / Page2024 / 13834
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address7 ANN ST, SPRING VALLEY, NY 10977-5006
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyFULL FORCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028318
DateJul 8, 2021
Instrument2021-00028318
Lender
NameFINANCE OF AMERICA MORTGAGE
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2051
Interest
Rate TypeFixed Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateMar 4, 2020
Property Address7 ANN ST, SPRING VALLEY, NY 10977-5006
Document Number0000007959
Instrument DateMar 2, 2020
Instrument7959
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyFULL FORCE TITLE AGENCY INC, FULL FORCE TITLE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$865.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9 ROSS AVE CHESTNUT RIDGE NY 109776909, CHESTNUT RIDGE, NY 10977-6909

Mortgage

Document Number7960
DateMar 4, 2020
Instrument7960
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number12975,
DateMar 4, 2020
Instrument12975
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 3, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalitySpring Valley Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$26,300 (-) Land $10,400 Building $15,900$338,918 (+1,188.66%) Land $134,021 Building $204,897
2023$26,300 Land $10,400 Building $15,900$26,300 Land $10,400 Building $15,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimDec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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