7 Ann Dr, Havelock, NC 28532 Property Records

Craven County property record for 7 Ann Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 830 sqft · built 2005
Lot Size	0.479 acres (20,871 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2022)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6-063-001`

Property Details

APN / Parcel Number

Primary APN	`6-063-001`
Alternative APNs	`94450` `96484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,871 sqft (0.479 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	96484
Old Parcel Number	6-063-001
Street Address	7 ANN DR
City	HAVELOCK
State	NC
Zip	28532-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 SERMONS PARK
Legal Subdivision	SERMONS PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2009
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 ANN DR, HAVELOCK, NC 28532-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 19, 2022	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JAMES MARSHALL SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Aug 31, 2012 · Amount on Record
Deed Document Number	0037081410
Deed Book / Page	3708 / 1410
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	7 ANN DR, HAVELOCK, NC 28532-2302
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ANN DR, HAVELOCK, NC 28532-2302
Investor	Possibly a Property Investor

Mortgage

Document Number	03856/1004
Date	Oct 22, 2025
Book Page	3856/1004
Instrument	10147650

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 19, 2022
Property Address	7 ANN DR, HAVELOCK, NC 28532-2302
Document Number	03708/1410
Book / Page	3708 / 1410
Map Reference	MB 6 PG 11
Instrument Date	Nov 19, 2021
Instrument	10090327
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N CHRISTIANA AVE, 175, GAP, PA 17527-9459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ANN DR, HAVELOCK, NC 28532-2302

Mortgage

Document Number	0037081412
Date	Jan 19, 2022
Instrument	3708/1412

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	7 ANN DR, HAVELOCK, NC 28532-2302
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3595/1651
Date	Dec 18, 2019
Book Page	3595/1651
Instrument	10047966

Lender

Name	JAMES MARSHALL SMITH

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+3.95%)	$219,650 (-) Land $35,000 Building $184,650	$219,650 (-) Land $35,000 Building $184,650
2023	$2,530.00 (+32.67%)	$219,650 (+36.76%) Land $35,000 Building $184,650	$219,650 (+36.76%) Land $35,000 Building $184,650
2022	$1,907.00	$160,610 Land $30,000 Building $130,610
2018			$160,610 Land $30,000 Building $130,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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