Monmouth County and Howell Township property record for 7 Andrew St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,060 sqft · built 2000 |
| Lot Size | 12,500 acres (544,500,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $738,000 (Nov 2024) |
| Tax Bill | $11,971 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-16-00004 |
| Primary APN | 21-00042-16-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,039 sqft |
| Upper Floors Area | 1,021 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 544,500,000 sqft |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 448 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0268218 |
|---|---|
| Street Address | 7 ANDREW ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-9066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AREC |
| Legal Subdivision | CROSSWOOD ESTATES |
| Legal Block | 42.16 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811502 |
7 Andrew St is owned and occupied by an individual who bought it in November 2024.
Source: Monmouth County and Howell Township records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 ANDREW ST, HOWELL, NJ 07731-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL CU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Jan 7, 2019 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Jan 7, 2019 · Amount on File |
| Deed Document Number | 202483089 |
| Deed Book / Page | 9714 / 5284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 ANDREW ST, HOWELL, NJ 07731-9066 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096147737 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 9614/7737 |
| Instrument | 2022092763 |
| Name | FIRST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FREEHOLD, NJ 07728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 ANDREW ST, HOWELL, NJ 07731-9066 |
| Document Number | 0000146954 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 ANDREW ST HOWELL NJ 077319066, HOWELL, NJ 07731-9066 |
| Document Number | 0000146954 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 009463/003598 |
| Instrument | 146954 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 7, 2019 |
| Property Address | 7 ANDREW ST, HOWELL, NJ 07731-9066 |
| Document Number | 0000001673 |
| Book / Page | 009329 / 005908 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 1673 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 ANDREW ST HOWELL NJ 077319066, HOWELL, NJ 07731-9066 |
| Document Number | 1674 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 009329/005942 |
| Instrument | 1674 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2049 |
The 2025 property tax bill for 7 Andrew St was $11,971, up 9.5% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,600 (+6.47%) Land $338,700 Building $404,900 | $743,600 (+6.47%) Land $338,700 Building $404,900 | |
| 2025 | $11,971.00 (+9.52%) | $698,400 Land $313,700 Building $384,700 | $698,400 Land $313,700 Building $384,700 |
| 2024 | $10,930.00 | ||
| 2023 | $549,700 Land $238,700 Building $311,000 | $549,700 Land $238,700 Building $311,000 | |
| 2022 | $10,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Andrew St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Andrew St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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