Schenectady County and Schenectady City property record for 7 Alvey St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,268 sqft · built 1910 |
| Lot Size | 0.093 acres (4,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,500 (May 2019) |
| Tax Bill | $5,465 (2026) |
| Deeds & Mortgages | Nov 2024 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-1-45 |
| Primary APN | 421500 50.77-1-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 652 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 4,092 sqft (0.093 acres) |
| Lot Dimensions | 124 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 188 sqft |
| Patio Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 ALVEY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | HOMESTEAD PARK NO 3 |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21700 |
7 Alvey St is owned and occupied by an individual who bought it in May 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| May 6, 2019 | Warranty Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on File |
| Deed Sale | May 6, 2019 · Amount on File |
| Deed Document Number | 201919559 |
| Deed Book / Page | 2010 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Document Number | 0000070042 |
|---|---|
| Date | Nov 20, 2024 |
| Book Page | 5412/399 |
| Instrument | 202470042 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2026 |
| Property Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Document Number | 0000012335 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202612335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Document Number | 0000012335, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202612335 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | May 1, 2049 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2019 |
| Property Address | 7 ALVEY ST, SCHENECTADY, NY 12304-3103 |
| Document Number | 0000019559 |
| Book / Page | 2010 / 722 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 201919559 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PAG ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 ALVEY ST, 7, SCHENECTADY, NY 12304-3103 |
| Name | Verified Name |
|---|---|
| Address | 1338 STANFORD ST, SCHENECTADY, NY 12308-3416 |
| Document Number | 0000019560 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 201919560 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 7 Alvey St was $5,465, up 2.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,465.00 (+2.15%) | ||
| 2025 | $5,350.00 | $102,800 Land $15,400 Building $87,400 | $170,227 Land $25,501 Building $144,726 |
| 2023 | $102,800 (-) Land $15,400 Building $87,400 | $130,127 (+3.8%) Land $19,494 Building $110,633 | |
| 2022 | $102,800 Land $15,400 Building $87,400 | $125,366 Land $18,781 Building $106,585 | |
| 2021 | $4,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Alvey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Alvey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures