Monmouth County and Rumson Borough property record for 7 Allen St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,928 sqft · built 1904 |
| Lot Size | 0.125 acres (5,449 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Jan 2026) |
| Tax Bill | $12,163 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00028-0000-00015 |
| Primary APN | 41-00028-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 964 sqft |
| Attic | Attic |
| Attic Area | 824 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,449 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 84 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 043100 |
|---|---|
| Street Address | 7 ALLEN ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | PLAN/LOTS/OCEANIC NJ |
| Legal Block | 28 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 5, 2026 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 18, 2017 | Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | May 6, 2025 · Amount on Record |
| Deed Document Number | 2026542 |
| Deed Book / Page | 9773 / 3052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0094913408 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 9491/3408 |
| Instrument | 2021041584 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Document Number | 0096273592 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 9627/3592 |
| Instrument | 2022118432 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 5, 2026 |
| Property Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Document Number | 0097733052 |
| Book / Page | 9773 / 3052 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000542 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, OBRIEN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 MONMOUTH AVE, SPRING LAKE, NJ 07762-1126 |
| Name | Verified Name |
|---|---|
| Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Document Number | 2026000543 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026000543 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Document Number | 0000095181 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7 ALLEN ST RUMSON NJ 077601301, RUMSON, NJ 07760-1301 |
| Document Number | 0000095181 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 009373/003026 |
| Instrument | 95181 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313-9862 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 9, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 18, 2017 |
| Property Address | 7 ALLEN ST, RUMSON, NJ 07760-1301 |
| Document Number | 0000102074 |
| Book / Page | 009254 / 002440 |
| Instrument Date | Oct 1, 2017 |
| Instrument | 102074 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $802.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 ALLEN ST RUMSON NJ 077601301, RUMSON, NJ 07760-1301 |
| Document Number | 102075 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 009254/002445 |
| Instrument | 102075 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,433,000 (+23.59%) Land $847,900 Building $585,100 | $1,433,000 (+23.59%) Land $847,900 Building $585,100 | |
| 2025 | $12,163.00 (+3.09%) | $1,159,500 (+14.61%) Land $754,100 Building $405,400 | $1,159,500 (+14.61%) Land $754,100 Building $405,400 |
| 2024 | $11,798.00 (+0.13%) | ||
| 2023 | $1,011,700 Land $677,200 Building $334,500 | $1,011,700 Land $677,200 Building $334,500 | |
| 2022 | $11,783.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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