7 6th Ave W, Polson, MT 59860 Property Records

Lake County property record for 7 6th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,125 sqft · built 1930
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Sep 2019)
Tax Bill	$1,542 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R159485`

Property Details

APN / Parcel Number

Primary APN	`R159485`
Alternative APNs	`15-3228-04-4-02-09-0000` `0000008283`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	1,712 sqft
Attic	Attic
Attic Area	458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008283
Street Address	7 6TH AVE W
City	POLSON
State	MT
Zip	59860-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 30, LOT 4
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	30
Legal Lot Number	4
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2033
Census Tract	940307

Owner

7 6th Ave W is owned and occupied by two individuals who bought it in September 2019.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 6TH AVE W, POLSON, MT 59860-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Apr 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Sep 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MONTANA BANK INC
Sep 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	2019571941
Prior Transfer Date	Aug 4, 2019
Prior Transfer Doc	0000571942
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	7 6TH AVE W, POLSON, MT 59860-2725
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000559228
Date	Nov 17, 2017
Instrument	559228

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	7 6TH AVE W, POLSON, MT 59860-2725
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000554333
Date	Apr 7, 2017
Instrument	554333

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	7 6TH AVE W, POLSON, MT 59860-2725
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597566
Date	Apr 18, 2022
Instrument	597566

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 4, 2019
Property Address	7 6TH AVE W, POLSON, MT 59860-2725
Document Number	0000571941
Instrument Date	Aug 29, 2019
Instrument	571941
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 6TH AVE N, POLSON, MT 59860

Mortgage

Document Number	0000571943
Date	Sep 4, 2019
Instrument	571943

Lender

Name	FIRST MONTANA BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Sep 4, 2019
Property Address	7 6TH AVE W, POLSON, MT 59860-2725
Document Number	0000571942
Instrument Date	Aug 4, 2019
Instrument	571942
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 6TH AVE W, POLSON, MT 59860-2725

Tax Assessment & Valuation

The 2026 property tax bill for 7 6th Ave W was $1,542, down 14.8% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,542.00 (-14.81%)	$366,600 (-)
2025	$1,810.00	$366,600	$366,600 Land $61,500 Building $305,100
2023	$2,553.00	$313,800	$313,800 Land $36,150 Building $277,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 6th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 6th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

Nearby Properties on 6th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures