7 5th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 7 5th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$549,000 (Apr 2024)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 1 7C 9A`

Property Details

APN / Parcel Number

Primary APN	`3A3 1 7C 9A`
Alternative APN	`23943`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Porch	Open Porch
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23943
Street Address	7 5TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9,10,11 BK 7C DB 978 PG 703 R/S
Legal Subdivision	CLASSIC SHORE
Legal Block	7C
Legal Lot Number	9-11 10
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	09780703
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705

Mortgage

Document Number	001001/433
Date	Mar 4, 2026
Book Page	1001/433

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 12, 2024
Property Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705
Document Number	0009780703
Instrument Date	Apr 11, 2024
Instrument	09780703
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705

Mortgage

Document Number	0009780705
Date	Apr 12, 2024
Instrument	09780705

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	7 5TH ST, COLONIAL BEACH, VA 22443-1705
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009011388
Date	Nov 29, 2017
Instrument	9011388

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+22.71%)	$271,500 (+16.87%) Land $55,800 Building $215,700	$271,500 (+16.87%) Land $55,800 Building $215,700
2023		$232,300 Land $55,800 Building $176,500	$232,300 Land $55,800 Building $176,500
2022	$929.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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