7 45th St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 7 45th St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2019)
Tax Bill	$13,834 (2024)
Deeds & Mortgages	Aug 2021 Refinance Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`472889 270.-4-70`

Property Details

APN / Parcel Number

Primary APN	`472889 270.-4-70`
Alternative APNs	`0500-270.00-04.00-070.000` `288927000000040700000000` `472800546860` `593791`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Account Number	593791
Street Address	7 45TH ST
City	ISLIP
State	NY
Zip	11751-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2215619Y191302 T043H00000000
Legal Block	0004
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2012
Census Tract	146205

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 45TH ST, ISLIP, NY 11751-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Jun 25, 2019	Deed, Transfer
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Book / Page	13017 / 5
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	7 45TH ST, ISLIP, NY 11751-1701
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233170586
Date	Aug 25, 2021
Book Page	23317/586
Instrument	DM031329

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 25, 2019
Property Address	7 45TH ST, ISLIP, NY 11751-1701
Document Number	0130170005
Book / Page	13017 / 5
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	7 45TH ST, ISLIP, NY 11751-1701
Document Number	0228210317
Book / Page	022821 / 000317
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 45TH ST ISLIP NY 117511701, ISLIP, NY 11751-1701

Mortgage

Document Number	0228210317
Date	May 26, 2017
Book Page	022821/000317

Lender

Name	NEW YORK CMNTY BK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2027

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,700 (-) Land $7,400 Building $39,300	$657,746 (-) Land $104,225 Building $553,521
2024	$13,834.00		$657,746 (+2.54%) Land $104,225 Building $553,521
2023		$46,700 Land $7,400 Building $39,300	$641,483 Land $101,648 Building $539,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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