7 2nd St W, Whitefish, MT 59937 Property Records

Flathead County property record for 7 2nd St W, Whitefish, MT 59937

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,493 sqft · built 2006
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$293,800 (Nov 2012)
Tax Bill	$5,877 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0771045`

Property Details

APN / Parcel Number

Primary APN	`R0771045`
Alternative APNs	`07-4292-36-2-12-40-5002` `0000502196`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
1st Floor Area	476 sqft
2nd Floor Area	1,017 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	10,411 sqft (0.239 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000502196
Street Address	7 W 2ND ST
City	WHITEFISH
State	MT
Zip	59937-3002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BEERS /WITHINGTON LLC SUB, S36, T31 N, R22 W, LOT C2, BEERS/WITHINGTON LLC SUB LOT C2
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	BEERS /WITHINGTON LLC SUB
Legal Lot Number	C2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3014
Census Tract	402

Owner

7 2nd St W, a townhouse, is owned by two individuals who bought it in November 2012.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1724 PACIFIC AVE, MANHATTAN BEACH, CA 90266-4916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 12, 2017	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2012 · Amount on File
Deed Sale	Nov 7, 2012 · Amount on File
Prior Sale	Jun 2, 2010
Deed Document Number	201226335
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	7 2ND ST W, WHITEFISH, MT 59937-3002
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015342
Date	Jun 17, 2022
Instrument	202200015342

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	7 2ND ST W, WHITEFISH, MT 59937-3002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700025481
Date	Oct 12, 2017
Instrument	201700025481

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,877.00 (+42.37%)	$840,700 (+39.86%)
2025			$840,700 (+39.86%) Land $327,110 Building $513,590
2023	$4,128.00	$601,100	$601,100 Land $163,180 Building $437,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 2nd St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 2nd St W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Vero Fiber.

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