7 1st St, Spelter, WV 26438 Property Records

Harrison County property record for 7 1st St, Spelter, WV 26438

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,904 sqft · built 1906
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2020)
Tax Bill	$356 (2026)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1101-0094.0000`

Property Details

APN / Parcel Number

Primary APN	`07-1101-0094.0000`
Alternative APNs	`17-07-1101-0094.0000` `06425442`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	89 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06425442
Street Address	7 1ST ST
City	SPELTER
State	WV
Zip	26438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT D SPELTER
Legal Lot Number	D
Jurisdiction	HARRISON WV
Township / Civil Division	EASTERN
Census Block Group	1
Census Block	1076
Census Tract	30801

Owner

7 1st St is owned by two individuals who bought it in September 2020.

Source: Harrison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 198, HEPZIBAH, WV 26369-0198
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 11, 2020	Deed of Trust, Mortgage FRANK J III CURIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Deed Document Number	202018715
Deed Book / Page	1692 / 536
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRISON WV
Recording Date	Sep 17, 2020
Property Address	7 1ST ST, SPELTER, WV 26438
Document Number	0000018715
Book / Page	001692 / 000536
Instrument Date	Sep 12, 2020
Instrument	18715
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$286.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FIRST ST HOUSE D LOC 450/D SPELTER WV 26438, SPELTER, WV 26438

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON WV
Property Address	7 1ST ST, SPELTER, WV 26438
Document Number	0000018716
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CROOKED RUN RD CLARKSBURG WV 263016451, CLARKSBURG, WV 26301-6451

Mortgage

Document Number	0000018716
Date	Sep 17, 2020
Book Page	001432/000649
Instrument	18716

Lender

Name	FRANK J III CURIA
Address	61 1ST ST, ENTERPRISE, SC 29438

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 1st St was $356, down 2.7% from the year before.

Source: Harrison County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$356.00 (-2.73%)	$31,500 (-) Land $1,440 Building $30,060	$52,500 (-) Land $2,400 Building $50,100
2025	$366.00	$31,500 Land $1,440 Building $30,060	$52,500 Land $2,400 Building $50,100
2023	$313.00 (-0.32%)	$26,940 (+0.9%) Land $1,440 Building $25,500	$44,900 (+0.9%) Land $2,400 Building $42,500
2022	$314.00	$26,700 Land $1,440 Building $25,260	$44,500 Land $2,400 Building $42,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER HARRISON PSD LOST CREEK MT CLARE serves 3,536 people · EPA ID WV3301713
Water Source	Purchased surface water from CLARKSBURG WATER BOARD
Last State Inspection	Oct 2025
Also Mapped Here	ENLARGED HEPZIBAH PSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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