Essex County and Ipswich Town property record for 7 1st St, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,650 sqft · built 1910 |
| Lot Size | 0.074 acres (3,240 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $337,000 (Mar 2011) |
| Tax Bill | $6,370 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:42C B:0030 L:0 |
| Primary APN | IPSW M:42C B:0030 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,682 sqft |
| Basement Area | 706 sqft |
| Unfinished Basement | 706 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,240 sqft (0.074 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4505 |
|---|---|
| Street Address | 7 1ST ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1R |
| Legal Block | 30 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 223200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ipswich Mills Historic District listed 1996 · 84 contributing resources · NRIS 96000923 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 1st St is owner-occupied and held in a trust since March 2011.
Source: Essex County and Ipswich Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 18, 2021 | Deed of Trust, Mortgage · ARM HARVARD UNIVERSITY CREDIT UNION |
| May 28, 2019 | Deed of Trust, Mortgage · ARM HARVARD UNIVERSITY CREDIT UNION |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit HARVARD UNIVERSITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2011 · Amount on File |
| Deed Sale | Mar 7, 2011 · Amount on File |
| Prior Sale | Dec 20, 2005 · Amount on File |
| Deed Document Number | 2011 |
| Deed Book / Page | 30276 / 607 |
| Transfer Doc | 3307000441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jul 21, 2026 |
| Property Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Document Number | 0000000970 |
| Book / Page | 43519 / 426 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026970 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40386-73 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 40386/73 |
| Instrument | 20211018000050 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Nov 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37537-330 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 37537/330 |
| Instrument | 20190528000880 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 7 1ST ST, IPSWICH, MA 01938-2110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39322-21 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 39322/21 |
| Instrument | 20201221006400 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7 1st St was $6,370, down 0.5% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,370.00 (-0.47%) | $590,900 (+2.94%) Land $218,200 Building $372,700 | $699,605 (+12.59%) |
| 2025 | $6,400.00 (-2.28%) | $574,000 (-0.26%) Land $205,600 Building $368,400 | $621,395 |
| 2024 | $6,549.00 (+17.75%) | $575,500 (+26.54%) Land $246,200 Building $329,300 | |
| 2023 | $5,562.00 | $454,800 Land $203,100 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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