Rensselaer County and Troy City property record for 7 118th St, Troy, NY 12182
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,920 sqft · built 1850 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Aug 2025) |
| Tax Bill | $5,304 (2026) |
| Deeds & Mortgages | Sep 2025 Refinance Feb 2024 Refinance + 1 more |
| APN | 381700 80.39-4-14 |
| Primary APN | 381700 80.39-4-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Total Area |
| 1st Floor Area | 1,680 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 41.5 ft deep x 40.3 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1700622 |
|---|---|
| Street Address | 7 118TH ST |
| City | TROY |
| State | NY |
| Zip | 12182-2464 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | MF |
| Legal Description | 2 STY BRK BLDG /SWPT 393 |
| Legal Block | 4 |
| Legal Lot Number | 14.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 40100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 118th St, a triplex, is owned by a company that bought it in August 2025.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6 FRANKFURT RD, 1, MONROE, NY 10950-8557 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN EQUITY MTG |
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME HEADQUARTERS INC |
| Nov 6, 2020 | Warranty Deed, Transfer RESIDENTIAL CAP PTRS SECURED L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Nov 6, 2020 · Amount on File |
| Deed Book / Page | 11026 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 7 118TH ST, TROY, NY 12182-2464 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0110610044 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 11061/44 |
| Instrument | 2025-661057 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 7 118TH ST, TROY, NY 12182-2464 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0106020324 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 10602/324 |
| Instrument | 2024-638313 |
| Name | HOME HEADQUARTERS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 6, 2020 |
| Property Address | 7 118TH ST, TROY, NY 12182-2464 |
| Document Number | 0000577704 |
| Book / Page | 009349 / 000271 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 577704 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 STANNARD AVE TROY NY 121801315, TROY, NY 12180-1315 |
| Document Number | 577705 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 009349/000275 |
| Instrument | 577705 |
| Name | RESIDENTIAL CAP PTRS SECURED L |
|---|---|
| Address | 3838 OAK LAWN AVE # 1500, DALLAS, TX 75219-4516 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 7 118th St was $5,304, down 43.9% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,304.00 (-43.88%) | ||
| 2025 | $9,451.00 | $97,000 Land $6,300 Building $90,700 | $166,100 Land $10,788 Building $155,312 |
| 2023 | $97,000 (-) Land $6,300 Building $90,700 | $138,600 (+8.59%) Land $9,002 Building $129,598 | |
| 2022 | $8,192.00 | $97,000 Land $6,300 Building $90,700 | $127,632 Land $8,290 Building $119,342 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 7 118th St; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 118th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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