7 118th St, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 7 118th St, Troy, NY 12182

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,920 sqft · built 1850
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Aug 2025)
Tax Bill$5,304 (2026)
Deeds & MortgagesSep 2025 Refinance
Feb 2024 Refinance
+ 1 more
APN381700 80.39-4-14

Property Details

APN / Parcel Number

Primary APN381700 80.39-4-14
Alternative APN
  • 1700622

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,920 sqft Total Area
1st Floor Area1,680 sqft
2nd Floor Area1,240 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions41.5 ft deep x 40.3 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1700622
Street Address7 118TH ST
CityTROY
StateNY
Zip12182-2464
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeMF
Legal Description2 STY BRK BLDG /SWPT 393
Legal Block4
Legal Lot Number14.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group5
Census Block5009
Census Tract40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 118th St, a triplex, is owned by a company that bought it in August 2025.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address6 FRANKFURT RD, 1, MONROE, NY 10950-8557
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
HOMETOWN EQUITY MTG
Feb 15, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
HOME HEADQUARTERS INC
Nov 6, 2020Warranty Deed, Transfer
RESIDENTIAL CAP PTRS SECURED L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Prior SaleNov 6, 2020 · Amount on File
Deed Book / Page11026 / 199
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address7 118TH ST, TROY, NY 12182-2464
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0110610044
DateSep 10, 2025
Book Page11061/44
Instrument2025-661057
Lender
NameHOMETOWN EQUITY MTG
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address7 118TH ST, TROY, NY 12182-2464
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106020324
DateFeb 15, 2024
Book Page10602/324
Instrument2024-638313
Lender
NameHOME HEADQUARTERS INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateNov 6, 2020
Property Address7 118TH ST, TROY, NY 12182-2464
Document Number0000577704
Book / Page009349 / 000271
Instrument DateNov 5, 2020
Instrument577704
Transaction TypeTransfer
Record UpdatedNov 27, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9 STANNARD AVE TROY NY 121801315, TROY, NY 12180-1315

Mortgage

Document Number577705
DateNov 6, 2020
Book Page009349/000275
Instrument577705
Lender
NameRESIDENTIAL CAP PTRS SECURED L
Address3838 OAK LAWN AVE # 1500, DALLAS, TX 75219-4516
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 118th St was $5,304, down 43.9% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,304.00 (-43.88%)
2025$9,451.00$97,000 Land $6,300 Building $90,700$166,100 Land $10,788 Building $155,312
2023$97,000 (-) Land $6,300 Building $90,700$138,600 (+8.59%) Land $9,002 Building $129,598
2022$8,192.00$97,000 Land $6,300 Building $90,700$127,632 Land $8,290 Building $119,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 7 118th St; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 118th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hudson Valley Wireless, Verizon.

Nearby Properties on 118th St

Nearby Streets

Search Property Records by Address or Parcel Number