DuPage County property record for 6S177 Cape Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,274 sqft · built 1975 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,608 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-207-010 |
| Primary APN | 08-17-207-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,274 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 1,638 sqft |
| 2nd Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 572 sqft |
| Unfinished Basement | 492 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 6S177 CAPE RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | CENTURY HILL UNIT #4 |
| Legal Subdivision | CENTURY HILL |
| Legal Lot Number | 114 |
| Legal Unit | 4 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 846103 |
6S177 Cape Rd is owned and occupied by an individual who acquired it in February 2018.
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6S177 CAPE RD, NAPERVILLE, IL 60540-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 13, 2018 | Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2018 |
| Deed Sale | Feb 13, 2018 |
| Deed Document Number | 201813071 |
| Prior Transfer Date | Oct 3, 2014 |
| Prior Transfer Doc | 0000101614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 6S177 CAPE RD, NAPERVILLE, IL 60540-3642 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000114089 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | R2021-114089 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 13, 2018 |
| Property Address | 6S177 CAPE RD, NAPERVILLE, IL 60540-3642 |
| Document Number | 0000013071 |
| Map Reference | DOCR71-1468 |
| Instrument Date | Feb 7, 2018 |
| Instrument | R2018-013071 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6S177 CAPE RD, NAPERVILLE, IL 60540-3642 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013072 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | R2018-013072 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 6S177 Cape Rd was $9,608 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,608.00 | $188,517 Land $75,440 Building $113,077 | $565,551 Land $226,320 Building $339,231 |
| 2022 | $8,501.00 Homeowner's exemption | $152,430 Land $61,000 Building $91,430 | $457,290 Land $183,000 Building $274,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6S177 Cape Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6S177 Cape Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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