6S160 W Ridge Dr, Aurora, IL 60506 Property Records

Kane County property record for 6S160 W Ridge Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1970
Lot Size	1.08 acres (47,222 sqft)
Owner	Individual Name on File
Last Sale	$314,500 (Aug 2018)
Tax Bill	$9,207 (2025)
Deeds & Mortgages	May 2020 Loan Modification May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-13-126-002`

Property Details

APN / Parcel Number

Primary APN	`14-13-126-002`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,765 sqft
1st Floor Area	2,400 sqft
Basement Area	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	47,222 sqft
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6S160 W RIDGE DR
City	AURORA
State	IL
Zip	60506-8991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERSIZED LOT 8 UNIT 2
Legal Subdivision	WEST RIDGE ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	2
Census Block	2012
Census Tract	854509

Owner

6S160 W Ridge Dr is owned and occupied by an individual who bought it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6S160 W RIDGE DR, AURORA, IL 60506-8991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Loan Modification, Mortgage · Conventional with PMI US BK
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 21, 2018	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Deed Document Number	201840986
Prior Transfer Date	Dec 5, 1997
Prior Transfer Doc	0000085217
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	6S160 W RIDGE DR, AURORA, IL 60506-8991
Document Number	0000026667
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6S160 W RIDGE DR AURORA IL 605068991, AURORA, IL 60506-8991

Mortgage

Document Number	0000026667
Date	May 26, 2020
Instrument	26667

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Interest

Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6S160 W RIDGE DR, AURORA, IL 60506-8991
Document Number	0000025933
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6S160 W RIDGE DR AURORA IL 605068991, AURORA, IL 60506-8991

Mortgage

Document Number	0000025933
Date	May 20, 2020
Instrument	25933

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 21, 2018
Property Address	6S160 W RIDGE DR, AURORA, IL 60506-8991
Document Number	0000040986
Instrument Date	Aug 11, 2018
Instrument	2018K040986
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 S 160 W RIDGE DR, AURORA, IL 60506

Mortgage

Document Number	0000040987
Date	Aug 21, 2018
Instrument	2018K040987

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate	4.87%

Mortgage

Document Number	0000040988
Date	Aug 21, 2018
Instrument	2018K040988

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6S160 W Ridge Dr was $9,207 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,207.00 Homeowner's exemption	$156,219 (+7.83%) Land $42,702 Building $113,517	$468,845 (+7.83%) Land $128,157 Building $340,687
2024		$144,875 Land $39,601 Building $105,274	$434,799 Land $118,851 Building $315,948
2022	$8,230.00 (+2.8%) Homeowner's exemption	$116,182 (+5.08%) Land $32,972 Building $83,210	$348,546 (+5.08%) Land $98,916 Building $249,630
2021	$8,006.00 Homeowner's exemption	$110,565 Land $31,378 Building $79,187	$331,695 Land $94,134 Building $237,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6S160 W Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6S160 W Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream, T-Mobile.

Nearby Properties on W Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures