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6N809 Irwin Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 6N809 Irwin Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,578 sqft · built 1933
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Apr 2024)
Tax Bill$9,565 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Nov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN09-10-208-001

Property Details

APN / Parcel Number

Primary APN09-10-208-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,578 sqft Living Area
1st Floor Area3,578 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1979
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Garage TypeAttached
Garage Area632 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6N809 IRWIN AVE
CitySAINT CHARLES
StateIL
Zip60174-6415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2768 THRU 2771 AND 2777-2778 OF MAP 4 IN FOX RIVER HEIGHTS
Legal SubdivisionFOX RIVER HEIGHTS
Legal Block3
Legal Lot Number2768
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3004
Census Tract852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6N809 IRWIN AVE, SAINT CHARLES, IL 60174-6415
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Nov 13, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2024 · Amount on Record
Deed SaleApr 11, 2024 · Amount on Record
Prior SaleMay 20, 2003 · Amount on Record
Deed Document Number202411774
Prior Transfer DateNov 4, 2015
Prior Transfer Doc0000039703
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 11, 2024
Property Address6N809 IRWIN AVE, ST CHARLES, IL 60174-6415
Document Number0000011774
Map ReferenceDOC 227441 MB 23PG48
Instrument DateMar 23, 2024
Instrument2024K011774
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6N809 IRWIN AVE, SAINT CHARLES, IL 60174-6415

Mortgage

Document Number0000011775
DateApr 11, 2024
Instrument2024K011775
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 13, 2023
Property Address6N809 IRWIN AVE, ST CHARLES, IL 60174-6415
Document Number0000039703
Map ReferencePG48 DOC227441 MAP4
Instrument DateNov 4, 2015
Instrument2023K039703
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 N 809 IRWIN AVENUE, SAINT CHARLES, IL 60174

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,565.00 (+10.91%)$151,278 (+8.53%) Land $32,333 Building $118,945$454,016 (+8.53%) Land $97,038 Building $356,978
2024$139,388 (+23.62%) Land $29,792 Building $109,596$418,331 (+23.67%) Land $89,412 Building $328,920
2022$8,624.00 (+5.83%)$112,755 (+4.91%) Land $29,514 Building $83,241$338,265 (+4.91%) Land $88,542 Building $249,723
2021$8,149.00$107,478 Land $28,133 Building $79,345$322,434 Land $84,399 Building $238,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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