Kane County property record for 6N599 Denker Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | built 2015 |
| Lot Size | 2.13 acres (93,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,000 (Feb 2011) |
| Tax Bill | $41,988 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-179-009 |
| Primary APN | 08-12-179-009 |
|---|
| Year Built | Built 2015 |
|---|---|
| Lot Area | 93,218 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 6N599 DENKER RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK WOODS LOT 1 |
| Legal Subdivision | WHITE OAK WOODS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 852404 |
Source: Kane County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6N599 DENKER RD, SAINT CHARLES, IL 60175-6988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2011 · Amount on Record |
| Deed Sale | Feb 15, 2011 · Amount on Record |
| Prior Sale | Dec 29, 2006 · Amount on Record |
| Deed Document Number | 201111378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N599 DENKER RD, ST CHARLES, IL 60175-6988 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000065370 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021K065370 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N599 DENKER RD, ST CHARLES, IL 60175-6988 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001990 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017K001990 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,988.00 (+10.75%) | $672,829 (+8.43%) Land $115,416 Building $557,413 | $2,019,295 (+8.43%) Land $346,387 Building $1,672,908 |
| 2024 | $620,519 (+22.76%) Land $106,443 Building $514,076 | $1,862,302 (+22.8%) Land $319,457 Building $1,542,845 | |
| 2022 | $37,914.00 (+6.16%) | $505,493 (+5.91%) Land $86,712 Building $418,781 | $1,516,479 (+5.91%) Land $260,136 Building $1,256,343 |
| 2021 | $35,713.00 | $477,285 Land $81,873 Building $395,412 | $1,431,855 Land $245,619 Building $1,186,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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