6N498 Splitrail Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 6N498 Splitrail Ct, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1990
Square Footage2,481 sqft Living Area
Lot Size74,488 sqft (1.71 acres)
GarageAttached, 960 sqft
Last Sale$640,000 (2024)
Tax Bill$13,934.00 (2025)

Owner

Source: Kane County records · APN 08-12-151-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 N WORTH AVE, ELGIN, IL 60123-3446
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Feb 20, 2024Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleJul 31, 2003 · Amount on Record
Deed Doc Number20245445
Prior Transfer DateNov 18, 2004
Prior Transfer Doc0000161989
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address6N498 SPLITRAIL CT, ST CHARLES, IL 60175-6928
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6N498 SPLITRAIL CT, SAINT CHARLES, IL 60175-6928

Mortgage

Document Number0000003113
DateJan 22, 2026
Instrument2026K003113
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeFixed Rate
Rate5.62%

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateFeb 20, 2024
Property Address6N498 SPLITRAIL CT, ST CHARLES, IL 60175-6928
Document Number0000005445
Instrument DateJan 17, 2024
Instrument2024K005445
Transaction TypeTransfer
Record UpdatedMar 01, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address6 N 498 SPLITRAIL CT, SAINT CHARLES, IL 60175

Mortgage

Document Number0000005447
DateFeb 20, 2024
Instrument2024K005447
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,934.00 (-4.27%)
2024$213,312 (+4.01%) Land $37,586 Building $175,726$640,192 (+4.06%) Land $112,803 Building $527,389
2022$14,556.00 (+6.51%) Homeowner's exemption$205,081 (+5.91%) Land $30,619 Building $174,462$615,243 (+5.91%) Land $91,857 Building $523,386
2021$13,666.00 Homeowner's exemption$193,637 Land $28,910 Building $164,727$580,911 Land $86,730 Building $494,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN08-12-151-008

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area2,481 sqft Living Area
Gross Area5,922 sqft Gross Area
1st Floor2,481 sqft 1st Floor
Basement Area2,481 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area74,488 sqft (1.71 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area960 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address6N498 SPLITRAIL CT
CitySAINT CHARLES
StateIL
Zip60175-6928
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 IN UNIT NO 2A IN SPLIT RAIL FARM
Legal SubdivisionSPLIT RAIL FARM
Legal Block2
Legal Lot Number1
Legal Unit2A
JurisdictionKANE IL
Minor Civil DivisionCAMPTON
Census Blockgroup2
Census Block2003
Census Tract852404

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