6N430 River Grange Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 6N430 River Grange Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,101 sqft · built 1977
Lot Size	1.78 acres (77,972 sqft)
Owner	2 Company Names on Record
Last Sale	$512,000 (Nov 2020)
Tax Bill	$15,064 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-09-429-002`

Property Details

APN / Parcel Number

Primary APN	`09-09-429-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,101 sqft Living Area
Basement Area	1,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,972 sqft
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6N430 RIVER GRANGE RD
City	SAINT CHARLES
State	IL
Zip	60175-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 040-RIVERGRANGE
Legal Subdivision	RIVER GRANGE LAKES
Legal Block	2
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2001
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6N430 RIVER GRANGE RD, SAINT CHARLES, IL 60175-6342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Nov 22, 2005
Deed Document Number	202069921
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0000001782
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2020
Property Address	6N430 RIVER GRANGE RD, ST CHARLES, IL 60175-6342
Document Number	0000069921
Instrument Date	Oct 6, 2020
Instrument	2020K069921
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6N430 RIVER GRANGE RD, SAINT CHARLES, IL 60175-6342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069922
Date	Nov 13, 2020
Instrument	2020K069922

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2019
Property Address	6N430 RIVER GRANGE RD, ST CHARLES, IL 60175-6342
Document Number	0000001782
Instrument Date	Jul 25, 2018
Instrument	1782
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 N 430 RIVER GRANGE RD ST CHARLES IL 60175, ST CHARLES, IL 60175

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,064.00 (+26.63%) Homeowner's exemption	$233,641 (+13.11%) Land $45,965 Building $187,676	$701,203 (+13.11%) Land $137,950 Building $563,253
2024		$206,555 (+27.88%) Land $42,352 Building $164,203	$619,913 (+27.93%) Land $127,107 Building $492,806
2022	$11,896.00 (+6.03%) Homeowner's exemption	$161,525 (+4.91%) Land $40,229 Building $121,296	$484,575 (+4.91%) Land $120,687 Building $363,888
2021	$11,219.00 Homeowner's exemption	$153,965 Land $38,346 Building $115,619	$461,895 Land $115,038 Building $346,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-RIVER GRANGE private · serves 62 people · EPA ID IL0895600
Water Source	Purchased groundwater from ST CHARLES
Last State Inspection	Jun 2023
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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