Kane County property record for 6N019 E Ridgewood Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,462 sqft · built 1988 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jul 2012) |
| Tax Bill | $13,446 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-378-004 |
| Primary APN | 09-09-378-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,462 sqft Living Area |
| Basement Area | 1,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 61,420 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6N019 E RIDGEWOOD DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 039-SLVRDGE,RDGATRDG |
| Legal Subdivision | RED GATE RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 74 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852103 |
6N019 E Ridgewood Dr is owned and occupied by two individuals who bought it in July 2012.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N019 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2012 · Amount on File |
| Deed Sale | Jul 25, 2012 · Amount on File |
| Prior Sale | Sep 5, 2008 · Amount on File |
| Deed Document Number | 201248776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N019 E RIDGEWOOD DR, ST CHARLES, IL 60175-6232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000050423 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019K050423 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 2, 2034 |
| Rate | 5.75% |
|---|
The 2025 property tax bill for 6N019 E Ridgewood Dr was $13,446 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,446.00 Homeowner's exemption | $217,402 (+8.53%) Land $47,861 Building $169,541 | $652,467 (+8.53%) Land $143,640 Building $508,827 |
| 2024 | $200,315 Land $44,099 Building $156,216 | $601,185 Land $132,350 Building $468,836 | |
| 2022 | $12,435.00 (+6.02%) Homeowner's exemption | $168,577 (+4.91%) Land $41,614 Building $126,963 | $505,731 (+4.91%) Land $124,842 Building $380,889 |
| 2021 | $11,729.00 Homeowner's exemption | $160,687 Land $39,666 Building $121,021 | $482,061 Land $118,998 Building $363,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6N019 E Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6N019 E Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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