6998 Ripple Pond Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 6998 Ripple Pond Loop, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,787 sqft · built 2024
Lot Size	0.103 acres (4,524 sqft)
Owner	Individual Name on File
Last Sale	$287,900 (Feb 2024)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-21-0140-00100-0560`

Property Details

APN / Parcel Number

Primary APN	`04-26-21-0140-00100-0560`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	2,161 sqft
Upper Floors Area	1,043 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,524 sqft (0.103 acres)
Garage Area	280 sqft
Driveway	Driveway
Driveway Area	340 sqft
Porch	Finished/Screened Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6998 RIPPLE POND LOOP
City	ZEPHYRHILLS
State	FL
Zip	33541-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	ABBOTT SQUARE PHASE 1A PB 89 PG 28 BLOCK 1 LOT 56
Legal Phase	1A
Legal Block	1
Legal Lot Number	56
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3013
Census Tract	32901

Owner

6998 Ripple Pond Loop is owned and occupied by an individual who bought it in February 2024.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6998 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Deed Document Number	2024018171
Deed Book / Page	10953 / 3011
Record Updated	Jun 8, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 2, 2024
Property Address	6998 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829
Document Number	0109533011
Book / Page	10953 / 3011
Map Reference	MB 89 PG 28
Instrument Date	Jan 26, 2024
Instrument	2024018171
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,015.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6998 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829

Mortgage

Document Number	0109533015
Date	Feb 2, 2024
Instrument	10953/3015

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 6998 Ripple Pond Loop was $8,182.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Zephyrhills City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,182.00	$237,552 Land $33,911 Building $203,641	$237,552 Land $33,911 Building $203,641
2023	$2,344.00 (+621.23%)	$37,141 (+150.01%) Land $37,141	$37,141 (+150.01%) Land $37,141
2022	$325.00	$14,856	$14,856 Land $14,856

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6998 Ripple Pond Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6998 Ripple Pond Loop is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZEPHYRHILLS serves 29,117 people · EPA ID FL6512020
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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