Preble County property record for 6997 Pence Shewman Rd, Eldorado, OH 45321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,051 sqft · built 1912 |
| Lot Size | 5.19 acres (226,338 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $3,621 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I27-9231-100-00-001-000 |
| Primary APN | I27-9231-100-00-001-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,051 sqft Living Area |
| 1st Floor Area | 1,775 sqft |
| 2nd Floor Area | 1,276 sqft |
| Upper Floors Area | 1,667 sqft |
| Basement Area | 638 sqft |
| Unfinished Basement | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 226,338 sqft (5.19 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 578 sqft |
| Deck Area | 893 sqft |
| Patio Area | 893 sqft |
| Lean-To | 504 sqft |
| Silo | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 6997 PENCE SHEWMAN RD |
|---|---|
| City | ELDORADO |
| State | OH |
| Zip | 45321-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E PT NW |
| Legal Range | 2E |
| Legal Township | 9N |
| Legal Section | 31 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 410100 |
Source: Preble County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 2, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 26, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 20214396 |
| Deed Book / Page | 422 / 1647 |
| Prior Transfer Date | Dec 3, 2018 |
| Prior Transfer Doc | 390/0483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jun 8, 2026 |
| Property Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Document Number | 0000002437 |
| Book / Page | 479 / 2302 |
| Instrument Date | May 19, 2026 |
| Instrument | 20262437 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Document Number | 0000002437, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 479/2302 |
| Instrument | 20262437 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Aug 2, 2021 |
| Property Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Document Number | 422/1647 |
| Book / Page | 422 / 1647 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 202100004396 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | REDHAWK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Document Number | 202100004397 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 202100004397 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Feb 26, 2019 |
| Property Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
| Document Number | 390/0483 |
| Book / Page | 390 / 0483 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 201900000836 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6997 PENCE SHEWMAN RD, ELDORADO, OH 45321-9600 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Monroe Township |
| Unified School District | National Trail Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,621.00 (-1.34%) Homeowner's exemption | $105,780 (-) Land $18,800 Building $86,980 | |
| 2024 | $3,670.00 (+0.49%) Homeowner's exemption | $105,780 (-) Land $18,800 Building $86,980 | |
| 2023 | $3,652.00 (+13.24%) Homeowner's exemption | $105,780 (+31.4%) Land $18,800 Building $86,980 | $302,200 (-) Land $53,700 Building $248,500 |
| 2022 | $3,225.00 Homeowner's exemption | $80,500 Land $16,450 Building $64,050 | |
| 2020 | $302,200 Land $53,700 Building $248,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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