6997 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6997 Liberty St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 2023
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (May 2023)
Tax Bill	$3,905 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-2S-26-1920-14000-0140`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-14000-0140`
Alternative APN	`S262181920140000140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,820 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6997 LIBERTY ST
City	NAVARRE
State	FL
Zip	32566-8614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 14 BLK 140 AS DES IN OR 4390 PG 1610
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	140
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2029
Census Tract	10822

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6997 LIBERTY ST, NAVARRE, FL 32566-8614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage COASTAL LOANS LLC
Mar 17, 2021	Warranty Deed, Transfer HB TITLE INC
Apr 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	202318954
Deed Book / Page	4390 / 1610
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 2, 2023
Property Address	6997 LIBERTY ST, NAVARRE, FL 32566-8614
Document Number	0043901610
Book / Page	4390 / 1610
Map Reference	MB B PG 155
Instrument Date	May 1, 2023
Instrument	202318954
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6997 LIBERTY ST, NAVARRE, FL 32566-8614

Mortgage

Document Number	0043901613
Date	May 2, 2023
Instrument	4390/1613

Lender

Name	COASTAL LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 17, 2021
Property Address	6997 LIBERTY ST, NAVARRE, FL 32566-8614
Document Number	0040881332
Book / Page	4088 / 1332
Map Reference	MB B PG 155
Instrument Date	Mar 12, 2021
Instrument	202117638
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 CEYLON DR, GULF BREEZE, FL 32563-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 19, 2017
Property Address	6997 LIBERTY ST, NAVARRE, FL 32566-8614
Document Number	0036160679
Book / Page	003616 / 000679
Instrument Date	Apr 1, 2017
Instrument	15098
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1260 CEYLON DR GULF BREEZE FL 325635435, GULF BREEZE, FL 32563-5435

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,090 (+2.72%) Land $75,100 Building $263,990	$339,090 (+2.72%) Land $75,100 Building $263,990
2024	$3,905.00 (+561.86%)	$330,109 (+679.48%) Land $75,100 Building $255,009	$330,109 (+679.48%) Land $75,100 Building $255,009
2023	$590.00 (+43.55%)	$42,350 (+29.91%) Land $42,350	$42,350 (+29.91%) Land $42,350
2022	$411.00	$32,600	$32,600 Land $32,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	32.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures