6997 Derby Pl, Tracy, CA 95377 Property Records

San Joaquin County property record for 6997 Derby Pl, Tracy, CA 95377

Property Summary

Property TypeResidential Vacant Land
Lot Size0.075 acres (3,264 sqft)
OwnerIndividual Name on Record
Last Sale$649,000 (May 2026)
Tax Bill$4,744 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN253-630-450-000

Property Details

APN / Parcel Number

Primary APN253-630-450-000

Exterior

Lot Area3,264 sqft (0.075 acres)

Location & Zoning

Street Address6997 DERBY PL
CityTRACY
StateCA
Zip95377-7757
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 189 KT PROPERTY II TRACT NO. 4037
Legal SubdivisionKT PROP II
Legal Tract4037
Legal Block1
Legal Lot Number189
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1069
Census Tract5502

Owner

Source: San Joaquin County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6997 DERBY PL, TRACY, CA 95377-7757
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Deed Document Number202647411
Record UpdatedSep 20, 2026

May 2026: Grant Deed

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 26, 2026
Property Address6997 DERBY PL, TRACY, CA 95377-7757
Document Number0000047411
Instrument DateApr 30, 2026
Instrument202647411
Record UpdatedJun 15, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$72,103.90
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6997 DERBY PL, TRACY, CA 95377-7757

Mortgage

Document Number0000047412,
DateMay 26, 2026
Instrument202647412
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,744.00 (+51.13%)$192,907 (+270.83%) Land $192,907
2023$3,139.00 (+2.28%)$52,020 Land $52,020$626,670
2022$3,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cal.net.

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