6997 Cubbison Rd, Cumberland, OH 43732 Property Records

Guernsey County property record for 6997 Cubbison Rd, Cumberland, OH 43732

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,401 sqft · built 1976
Lot Size	1.52 acres (66,429 sqft)
Owner	Individual Name on File
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-0000100.000`

Property Details

APN / Parcel Number

Primary APN	`38-0000100.000`
Alternative APN	`004139-8`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Shingle
Lot Area	66,429 sqft (1.52 acres)
Garage Area	768 sqft
Porch	Porch
Porch Area	216 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	004139-8
Street Address	6997 CUBBISON RD
City	CUMBERLAND
State	OH
Zip	43732-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T9 SS02 PT SW 1/4
Legal Range	10W
Legal Township	09N
Legal Section	02
Legal Tract	9
Jurisdiction	GUERNSEY OH
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3044
Census Tract	978000

Owner

6997 Cubbison Rd is owned and occupied by an individual who acquired it in September 2022.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 54, PLEASANT CITY, OH 43772-0054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Land Contract, Transfer
Sep 8, 2022	Affidavit of Death of Joint Tenant, Transfer
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS AND MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2022
Transfer Doc	000585/844
Record Updated	Sep 20, 2026

September 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Sep 8, 2022
Property Address	6997 CUBBISON RD, CUMBERLAND, OH 43732-9786
Document Number	000585/848
Book / Page	585 / 848
Instrument Date	Jun 16, 2022
Instrument	202200005427
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6997 CUBBISON RD, 6997, CUMBERLAND, OH 43732-9786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, PLEASANT CITY, OH 43772-0054

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GUERNSEY OH
Recording Date	Sep 8, 2022
Property Address	6997 CUBBISON RD, CUMBERLAND, OH 43732-9786
Document Number	000585/844
Book / Page	585 / 844
Instrument Date	Jun 16, 2022
Instrument	202200005426
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, PLEASANT CITY, OH 43772-0054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	6997 CUBBISON RD, CUMBERLAND, OH 43732-9786
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	556/1373
Date	Apr 17, 2018
Book Page	556/1373
Instrument	201800002061

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank
Address	CALDWELL, OH 43724

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6997 Cubbison Rd was $2,102 with a homeowner's exemption, down 2.8% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Valley Township
Unified School District	Rolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (-2.78%) Homeowner's exemption	$53,809 (-) Land $9,674 Building $44,135
2024	$2,162.00 (+30.56%) Homeowner's exemption	$53,809 (+32%) Land $9,674 Building $44,135	$153,740 Land $27,640 Building $126,100
2023	$1,656.00 (-3.1%)	$40,765 (+0.01%) Land $7,329 Building $33,436
2022	$1,709.00	$40,760 Land $7,330 Building $33,430	$116,470 (-) Land $20,950 Building $95,520
2021			$116,470 Land $20,940 Building $95,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6997 Cubbison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6997 Cubbison Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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