Frederick County property record for 6996 Arbor Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1983 |
| Lot Size | 0.232 acres (10,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Nov 2017) |
| Tax Bill | $4,675 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-536089 |
| Primary APN | 28-536089 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,920 sqft |
| Utility Area | 12 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,118 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 376 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 536089 |
|---|---|
| Street Address | 6996 ARBOR DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 74D SECT 1 10118 SQ FT CRESTWOOD VILLAGE |
| Legal Subdivision | CRESTWOOD VILLAGE |
| Legal Lot Number | 74D |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751002 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6996 ARBOR DR, FREDERICK, MD 21703-7130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jan 5, 2018 | Quit Claim Deed, Transfer VILLAGE SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | May 1, 2015 · Amount on Record |
| Deed Document Number | 201712112-0245 |
| Deed Book / Page | 12112 / 245 |
| Last Transfer Date | Dec 20, 2017 |
| Transfer Doc | 0122170345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6996 ARBOR DR, FREDERICK, MD 21703-7130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145370193 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 14537/193 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 5, 2018 |
| Property Address | 6996 ARBOR DR, FREDERICK, MD 21703-7130 |
| Document Number | 0122170345 |
| Book / Page | 012217 / 000345 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6996 ARBOR DR FREDERICK MD 217037130, FREDERICK, MD 21703-7130 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,500 (+4.81%) | $468,900 (+14.42%) Land $150,000 Building $318,900 | |
| 2025 | $4,675.00 (+6.11%) Homeowner's exemption | $409,800 (+16.82%) Land $120,000 Building $289,800 | $409,800 (-) Land $120,000 Building $289,800 |
| 2024 | $4,406.00 (+8.63%) | ||
| 2023 | $4,056.00 | $350,800 | $409,800 Land $120,000 Building $289,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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