6995 Adirondack Dr, Denver, NC 28037 Property Records

Lincoln County property record for 6995 Adirondack Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,357 sqft · built 2016
Lot Size0.562 acres (24,524 sqft)
OwnerIndividual Name on File
Last Sale$602,000 (Jun 2023)
Tax Bill$3,775 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN4604-98-6938

Property Details

APN / Parcel Number

Primary APN4604-98-6938
Alternative APNs
  • 297317
  • 279837
  • 92479

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms18 Rooms
Stories3 Stories
Building Area3,357 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleCustom Design
Lot Area24,524 sqft (0.562 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number297317
Street Address6995 ADIRONDACK DR
CityDENVER
StateNC
Zip28037-0227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#177 COVINGTON@LN P2 M5
Legal SubdivisionCOVINGTON/LK NORMAN SUB PH 2 M
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2005
Census Tract71203

Owner

Source: Lincoln County records · APN 4604-98-6938

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6995 ADIRONDACK DR, DENVER, NC 28037-0227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 02, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number0003256850
Deed Book / Page3256 / 850
Record UpdatedJun 07, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 15, 2023
Property Address6995 ADIRONDACK DR, DENVER, NC 28037-0227
Document Number0003256850
Book / Page3256 / 850
Map ReferenceMB 16 PG 333&334
Instrument DateJun 15, 2023
Instrument668364
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyFORTIFIED TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address908 FALLONDALE CT APT 301, 301, DENVER, NC 28037-6044

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6995 ADIRONDACK DR, DENVER, NC 28037-0227

Mortgage

Document Number0003256853
DateJun 15, 2023
Book Page3256/853
Instrument668365
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address6995 ADIRONDACK DR, DENVER, NC 28037-0227
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address6995 ADIRONDACK DR, DENVER, NC 28037-0227

Mortgage

Document Number0003232664
DateMar 02, 2023
Book Page3232/664
Instrument664209
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateAug 12, 2020
Property Address6995 ADIRONDACK DR, DENVER, NC 28037-0227
Document Number2938362
Book / Page2938 / 362
Map ReferenceMB 16 PG 333&334
Instrument DateAug 12, 2020
Instrument613827
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyAUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$818.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5040 SISK HILL RD, 5040, VALE, NC 28168-8655

Transferred To (Grantee/Buyer)

NameVerified Name
Address6995 ADIRONDACK DR, DENVER, NC 28037-0227

Mortgage

Document Number613828
DateAug 12, 2020
Instrument613828
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,775.00 (+27.19%)$606,200 (+54.27%) Land $82,000 Building $524,200$606,200 (+54.27%) Land $82,000 Building $524,200
2022$2,968.00$392,960 Land $62,000 Building $330,960$392,960 Land $62,000 Building $330,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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