6994 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6994 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 8,154 sqft · built 1999
Lot Size	0.678 acres (29,534 sqft)
Owner	2 Individual Names on File
Last Sale	$6,300,000 (Mar 2021)
Tax Bill	$87,359 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-38-42-001-000-0004.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`17-38-42-001-000-0004.0-7-0000`
Alternative APNs	`17-38-42-001-000-00040-7` `46127`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	8,154 sqft Living Area
Gross Area	9,552 sqft
1st Floor Area	5,805 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	29,534 sqft (0.678 acres)
Lot Width	124 ft Width
View / Lot	Canal Front
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	836 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	1,306 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46127
Street Address	6994 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT 15 LOT 4
Legal Range	42E
Legal Township	38S
Legal Section	17
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	100

Owner

6994 SE Harbor Cir is owned and occupied by two individuals who bought it in March 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6994 SE HARBOR CIR, STUART, FL 34996-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Oct 26, 2020 · Amount on File
Deed Document Number	20212878463
Deed Book / Page	3211 / 982
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	6994 SE HARBOR CIR, STUART, FL 34996-1915
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 SE DUNE DR 2404, 2404, STUART, FL 34996-1929

Mortgage

Document Number	0032691582
Date	Nov 3, 2021
Book Page	3269/1582
Instrument	2924397

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2021
Property Address	6994 SE HARBOR CIR, STUART, FL 34996-1915
Document Number	0032110982
Book / Page	3211 / 982
Map Reference	MB 10 PG 43
Instrument Date	Mar 25, 2021
Instrument	2878463
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 LONE PINE RD, 290, BLOOMFIELD HILLS, MI 48304-3543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6994 SE HARBOR CIR, STUART, FL 34996-1915

Mortgage

Document Number	0032110985
Date	Mar 31, 2021
Book Page	3211/985
Instrument	2878465

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	7.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 14, 2019
Property Address	6994 SE HARBOR CIR, STUART, FL 34996-1915
Document Number	0030461241
Book / Page	003046 / 001241
Instrument Date	Mar 14, 2019
Instrument	2743704
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$31,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9625 ORMSBY STATION RD LOUISVILLE KY 402234002, LOUISVILLE, KY 40223-4002

Tax Assessment & Valuation

The 2025 property tax bill for 6994 SE Harbor Cir was $87,359 with a homeowner's exemption.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$87,359.00 Additional exemption filed	$5,486,548	$6,637,660 Land $3,000,000 Building $3,637,660
2023	$87,135.00 (+3.09%) Additional exemption filed	$5,176,625 (+3%)	$6,137,120 (+11.06%) Land $2,400,000 Building $3,737,120
2022	$84,523.00 Homeowner's exemption	$5,025,850	$5,525,850 Land $2,400,000 Building $3,125,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6994 SE Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6994 SE Harbor Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

6994 SE Harbor Cir, Stuart, FL 34996 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SE Harbor Cir

Nearby Streets

Search Property Records by Address or Parcel Number