Hamilton County property record for 6992 Hearne Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,800 sqft · built 2023 |
| Lot Size | 2.05 acres (89,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2021) |
| Tax Bill | $7,974 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0310-1122-00 |
| Primary APN | 550-0310-1122-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,250 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 89,734 sqft (2.05 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | HEARNE RD |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS HEARNE RD 2.06 ACS35 T2 FR2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20603 |
6992 Hearne Rd is owned by an individual who bought it in September 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6932 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Aug 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage KEMBA CREDIT UNION INC |
| Sep 23, 2021 | Warranty Deed, Transfer |
| Sep 2, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Prior Sale | Sep 2, 2021 |
| Deed Document Number | 0000115527 |
| Deed Book / Page | 14508 / 3950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6992 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000013092 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 15112/1367 |
| Instrument | 2024-0013092 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 5600 CHAPPELL CROSSING BLVD, WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6992 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 6932 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Document Number | 0000083936 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 14742/64 |
| Instrument | 2022-0083936 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 23, 2021 |
| Property Address | 6992 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Document Number | 0000115527 |
| Book / Page | 14508 / 3950 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021-0115527 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6932 HEMRD, CINCINNATI, OH 45248 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 2, 2021 |
| Property Address | 6992 HEARNE RD, CINCINNATI, OH 45248-1007 |
| Document Number | 0000106156 |
| Book / Page | 14494 / 1261 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021-0106156 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6994 HEARNE RD, CINCINNATI, OH 45248-1007 |
The 2025 property tax bill for 6992 Hearne Rd was $7,974, down 5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,974.00 (-4.99%) | $149,461 (-) Land $18,130 Building $131,331 | |
| 2024 | $8,393.00 (+782.54%) | $149,461 (+724.38%) Land $18,130 Building $131,331 | |
| 2023 | $951.00 (+46.76%) | $18,130 (+72.72%) Land $18,130 | $427,030 Land $51,800 Building $375,230 |
| 2022 | $648.00 | $10,497 Land $10,497 | |
| 2020 | $29,990 Land $29,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6992 Hearne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6992 Hearne Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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