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6992 E Laurel Rd, London, KY 40741 Property Records

Laurel County property record for 6992 E Laurel Rd, London, KY 40741

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1976
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Feb 2025)
Tax Bill$659 (2025)
Deeds & MortgagesFeb 2025 Line of Credit
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN082-00-00-010.00

Property Details

APN / Parcel Number

Primary APN082-00-00-010.00
Alternative APNs
  • 333703
  • 25125

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialOther
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
TerrainRolling
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number333703
Street Address6992 E LAUREL RD
CityLONDON
StateKY
Zip40741-6890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description1 ACRE & HOUSE
Legal SubdivisionNONE
JurisdictionLAUREL KY
Township / Civil DivisionBUSH
Census Block Group3
Census Block3036
Census Tract970800

Owner

Source: Laurel County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6992 E LAUREL RD, LONDON, KY 40741-6890
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2025Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Feb 14, 2025Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2025 · Amount on Record
Deed SaleFeb 14, 2025 · Amount on Record
Deed Document Number2025601692
Deed Book / Page822 / 218
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUREL KY
Property Address6992 E LAUREL RD, LONDON, KY 40741-6890
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6992 E LAUREL RD, LONDON, KY 40741-6890

Mortgage

Document Number0M1415/154
DateFeb 14, 2025
Book PageM1415/154
Instrument601717
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 1, 2035

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUREL KY
Recording DateFeb 14, 2025
Property Address6992 E LAUREL RD, LONDON, KY 40741-6890
Document Number00D822/218
Book / PageD822 / 218
Instrument DateFeb 10, 2025
Instrument601692
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyEAGLE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$142.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33138 MORGAN DR, WARREN, MI 48088

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6992 E LAUREL RD, LONDON, KY 40741-6890

Mortgage

Document Number0000601696
DateFeb 14, 2025
Instrument601696
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Mortgage

Document Number0M1415/133
DateFeb 13, 2025
Book PageM1415/133
Instrument601696
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Laurel County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLaurel County
Unified School DistrictLaurel County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$659.00 Homeowner's exemption$128,500 Land $12,000 Building $116,500$128,500 Land $12,000 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 95% of Kentucky
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LAUREL WATER DISTRICT
serves 16,062 people · EPA ID KY0630797
Water SourcePurchased surface water from WOOD CREEK WATER DISTRICT
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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