6991 Merlin Ct, Cincinnati, OH 45244 Property Records

Hamilton County property record for 6991 Merlin Ct, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,098 sqft · built 1989
Lot Size0.355 acres (15,507 sqft)
OwnerIndividual Name on File
Tax Bill$11,432 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN500-0301-0122-00

Property Details

APN / Parcel Number

Primary APN500-0301-0122-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,098 sqft Living Area
1st Floor Area1,632 sqft
2nd Floor Area1,466 sqft
Basement Area1,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area15,507 sqft (0.355 acres)
Lot Dimensions175 ft deep x 91 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Patio Area201 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6991 MERLIN CT
CityCINCINNATI
StateOH
Zip45244-3574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMERLIN CT 91.10 X 175 FT IRR LOT 122 TREETOPS OF ANDERSON SUB BLK E PT 1
Legal SubdivisionTREETOPS OF ANDERSON SUB
Legal BlockE
Legal Lot Number122
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3000
Census Tract24903

Owner

6991 Merlin Ct is owned and occupied by an individual who acquired it in January 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address6991 MERLIN CT, CINCINNATI, OH 45244-3574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Nov 14, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND
Jan 11, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2017
Deed SaleJan 11, 2017
Prior SaleJul 29, 1997 · Amount on File
Deed Document Number17-0002977
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6991 MERLIN CT, CINCINNATI, OH 45244-3574
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073325
DateJun 15, 2021
Book Page14439/2792
Instrument2021-0073325
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6991 MERLIN CT, CINCINNATI, OH 45244-3574
Document Number0000080771
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6991 MERLIN CT CINCINNATI OH 452443574, CINCINNATI, OH 45244-3574

Mortgage

Document Number0000080771
DateAug 13, 2020
Book Page014231/001990
Instrument80771
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 12, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6991 MERLIN CT, CINCINNATI, OH 45244-3574
Document Number0000103928
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address6991 MERLIN CT CINCINNATI OH 452443574, CINCINNATI, OH 45244-3574

Mortgage

Document Number0000103928
DateNov 25, 2019
Book Page014051/000526
Instrument103928
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 24, 2049
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 11, 2017
Property Address6991 MERLIN CT, CINCINNATI, OH 45244-3574
Document Number0000002977
Map ReferencePB 59 PG 48-50
Instrument DateDec 23, 2016
Instrument17-0002977
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6991 MERLIN CT, CINCINNATI, OH 45244-3574

Mortgage

Document Number0000002978
DateJan 11, 2017
Instrument17-0002978
Lender
NameGUARDIAN SAVINGS BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6991 Merlin Ct was $11,432, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,432.00 (+2.9%)$182,973 (-) Land $28,350 Building $154,623
2024$11,110.00 (+5.14%)$182,973 (-) Land $28,350 Building $154,623
2023$10,567.00 (+0.98%)$182,973 (+13.39%) Land $28,350 Building $154,623$522,780 Land $81,000 Building $441,780
2022$10,464.00 Homeowner's exemption$161,368 Land $26,698 Building $134,670
2020$461,050 Land $76,280 Building $384,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6991 Merlin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6991 Merlin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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