6991 Gatorbone Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6991 Gatorbone Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1967
Lot Size	0.694 acres (30,274 sqft)
Owner	Individual Name on File
Last Sale	$213,100 (Jun 2021)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11-08-23-001307-000-00`

Property Details

APN / Parcel Number

Primary APN	`11-08-23-001307-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Heated Area
Gross Area	1,972 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,274 sqft (0.694 acres)
Lot Dimensions	404 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	216 sqft
Porch	Porch
Porch Area	190 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6991 GATORBONE RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	S1/2 OF LOT 20 & N1/2 OF LOT 21 GATORBONE AS REC O R 4467 PG644
Legal Range	23
Legal Township	08
Legal Section	11
Legal Subdivision	GATORBONE
Legal Lot Number	20,21
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2014
Census Tract	31110

Owner

6991 Gatorbone Rd is owned and occupied by an individual who bought it in June 2021.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6991 GATORBONE RD, KEYSTONE HEIGHTS, FL 32656-8190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	2021035885
Deed Book / Page	4467 / 644
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 9, 2021
Property Address	6991 GATORBONE RD, KEYSTONE HEIGHTS, FL 32656-8190
Document Number	0044670644
Book / Page	4467 / 644
Map Reference	MB 7 PG 44
Instrument Date	Jun 4, 2021
Instrument	2021035885
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FLORIDA HOME SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6991 GATORBONE RD, 6991, KEYSTONE HEIGHTS, FL 32656-8190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6991 GATORBONE RD, KEYSTONE HEIGHTS, FL 32656-8190
Investor	Possibly a Property Investor

Mortgage

Document Number	4467646
Date	Jun 9, 2021
Instrument	4467/646

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6991 Gatorbone Rd was $2,606 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 Homeowner's exemption	$211,041	$251,652 Land $50,000 Building $201,652
2023	$2,748.00 (+7.72%) Homeowner's exemption	$199,121 (+3%)	$226,784 (+17.31%) Land $30,000 Building $196,784
2022	$2,551.00 Homeowner's exemption	$193,322 Land $22,000 Building $171,322	$193,322 Land $22,000 Building $171,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6991 Gatorbone Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	94.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6991 Gatorbone Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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