6990 Waring Cir, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 6990 Waring Cir, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 1976
Lot Size	0.343 acres (14,900 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2023)
Tax Bill	$6,131 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-0005100`

Property Details

APN / Parcel Number

Primary APN	`005-0005100`
Alternative APNs	`44892061200001002000` `144489 206.12-1-2`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,900 sqft (0.343 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	005-0005100
Street Address	6990 WARING CIR
City	DERBY
State	NY
Zip	14047-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC2359 SL100 82.50X118
Legal Subdivision	DERBY SOUTH
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	3
Census Block	3017
Census Tract	15402

Owner

6990 Waring Cir is owned and occupied by two individuals who bought it in July 2023.

Source: Erie County and Evans Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6990 WARING CIR, DERBY, NY 14047-9653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Deed Document Number	20232023129732
Deed Book / Page	11419 / 9363
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 27, 2023
Property Address	6990 WARING CIR, DERBY, NY 14047-9653
Document Number	0114199363
Book / Page	11419 / 9363
Instrument Date	Jul 14, 2023
Instrument	2023129732
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1564 EVERGREEN DR, LAKE VIEW, NY 14085-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8080 BOSTON STATE RD, HAMBURG, NY 14075-7339

Mortgage

Document Number	0140984820
Date	Jul 27, 2023
Book Page	14098/4820
Instrument	2023129733

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 6990 Waring Cir was $6,131, up 75% from the year before.

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,131.00 (+74.97%)
2025	$3,504.00 (-52.62%)	$123,000 (-) Land $17,000 Building $106,000	$251,000 (+10.18%) Land $34,691 Building $216,309
2024	$7,395.00	$123,000 (-) Land $17,000 Building $106,000	$227,800 (+7.4%) Land $31,485 Building $196,315
2023	Homeowner's exemption Senior Citizen's exemption	$123,000 (-) Land $17,000 Building $106,000	$212,100 (+12.1%) Land $29,315 Building $182,785
2022		$123,000 Land $17,000 Building $106,000	$189,200 Land $26,150 Building $163,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6990 Waring Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1979–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2014 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6990 Waring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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