6990 Bowerman Rd, Horton, MI 49246 Property Records

Jackson County property record for 6990 Bowerman Rd, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1975
Lot Size	15 acres (654,707 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2018)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-12-33-451-002-00`

Property Details

APN / Parcel Number

Primary APN	`000-12-33-451-002-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	654,707 sqft (15 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6990 BOWERMAN RD
City	HORTON
State	MI
Zip	49246-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	THE S 660 FT OF THE W 1/2 OF THE SE 1/4. EXC BEG AT THE INTERSECTION OF THE S LN OF SEC 33 WITH THE E 1/8 LN TH N 356.08 FT
Legal Range	02W
Legal Township	03S
Legal Section	33
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	2
Census Block	2000
Census Tract	6403

Owner

6990 Bowerman Rd is owned and occupied by an individual who bought it in September 2018.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6990 BOWERMAN RD, HORTON, MI 49246-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 14, 2018	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Deed Document Number	20182805680
Deed Book / Page	2128 / 92
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	6990 BOWERMAN RD, HORTON, MI 49246-9511
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6990 BOWERMAN RD, HORTON, MI 49246-9511

Mortgage

Document Number	0002914006
Date	May 2, 2022
Book Page	2211/516
Instrument	2914006

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	6990 BOWERMAN RD, HORTON, MI 49246-9511
Document Number	0002841621
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6990 BOWERMAN RD HORTON MI 492469511, HORTON, MI 49246-9511

Mortgage

Document Number	0002841621
Date	Jan 31, 2020
Book Page	002155/000932
Instrument	2841621

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 14, 2018
Property Address	6990 BOWERMAN RD, HORTON, MI 49246-9511
Document Number	0002805680
Book / Page	2128 / 0092
Instrument Date	Sep 11, 2018
Instrument	2805680
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5862 PLAINS RD, EATON RAPIDS, MI 48827-9653

Mortgage

Document Number	0002805681
Date	Sep 14, 2018
Instrument	2805681

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6990 Bowerman Rd was $1,452 with a homeowner's exemption, down 57.3% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,200 (+8.53%)	$272,400 (+8.53%)
2025	$1,452.00 (-57.27%)	$125,500	$251,000
2024	$3,398.00
2023		$111,100	$222,200
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6990 Bowerman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6990 Bowerman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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