699 Whitlock Ct, Aurora, IL 60506 Property Records

Kane County property record for 699 Whitlock Ct, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1988
Lot Size	0.452 acres (19,700 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Nov 2004)
Tax Bill	$7,333 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-30-128-003`

Property Details

APN / Parcel Number

Primary APN	`15-30-128-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,923 sqft
Basement Area	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,700 sqft (0.452 acres)
Lot Dimensions	197 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	699 WHITLOCK CT
City	AURORA
State	IL
Zip	60506-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTAWAY SUBDN : BURNETTS UNIT 6 : LOT 92 LOT DIMENSIONS: 100 X 197 APPROX LOT SQ FT 19700 SUBDIVISION: LEIGH & WESTAWAY RANGE CODE: 001
Legal Subdivision	LEIGH&WESTAWAY
Legal Block	2
Legal Lot Number	92
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2018
Census Tract	854001

Owner

699 Whitlock Ct is owned and occupied by two individuals who bought it in November 2004.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	699 WHITLOCK CT, AURORA, IL 60506-5627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 25, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2004 · Amount on File
Deed Sale	Nov 3, 2004 · Amount on File
Deed Document Number	2004143406
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	699 WHITLOCK CT, AURORA, IL 60506-5627
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010901
Date	Mar 18, 2026
Instrument	2026K010901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	9.9%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	699 WHITLOCK CT, AURORA, IL 60506-5627
Document Number	0000006771
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 WHITLOCK CT AURORA IL 605065627, AURORA, IL 60506-5627

Mortgage

Document Number	0000006771
Date	Feb 13, 2018
Instrument	6771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 699 Whitlock Ct was $7,333 with a homeowner's exemption, up 3.3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,333.00 (+3.25%) Homeowner's exemption	$128,564 (+9.39%) Land $19,124 Building $109,440	$385,846 (+9.39%) Land $57,395 Building $328,451
2024	$7,102.00	$117,528 Land $17,482 Building $100,046	$352,725 Land $52,467 Building $300,258
2022	$7,306.00 (+4.72%) Homeowner's exemption	$106,691 (+7.41%) Land $14,252 Building $92,439	$320,073 (+7.41%) Land $42,756 Building $277,317
2021	$6,977.00 Homeowner's exemption	$99,331 Land $13,269 Building $86,062	$297,993 Land $39,807 Building $258,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 699 Whitlock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 699 Whitlock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Also Mapped Here	AURORA
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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