699 Waco Smith Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 699 Waco Smith Rd, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,476 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2024)
Tax Bill	$2,043 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`096 054`

Property Details

APN / Parcel Number

Primary APN	`096 054`
Alternative APNs	`673971` `400429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Heated Area
Gross Area	1,716 sqft
1st Floor Area	1,476 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	200 ft Width

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	400429
Street Address	699 WACO SMITH RD
City	CLARKESVILLE
State	GA
Zip	30523-1835
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	13-42 PB 41-21 DB 1363-434
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	3
Census Block	3010
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Sep 18, 2017	Warranty Deed, Transfer RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Book / Page	1363 / 434
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	001148/765
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 19, 2024
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523
Document Number	001363/434
Book / Page	1363 / 434
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 WACO SMITH RD, GA

Mortgage

Document Number	0000001363/0000000436
Date	Apr 19, 2024
Book Page	0000001363/0000000436

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 WACO SMITH RD

Mortgage

Document Number	0000001252/0000000948
Date	Mar 8, 2021
Book Page	0000001252/0000000948

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1161/907
Date	Mar 22, 2018
Book Page	1161/907

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 WACO SMITH RD

Mortgage

Document Number	0000001213/0000000895
Date	Feb 27, 2020
Book Page	0000001213/0000000895

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 18, 2017
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523
Document Number	001148/766
Book / Page	1148 / 766
Instrument Date	Sep 18, 2017
Instrument	2017-001863
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WACO SMITH RD, CLARKESVILLE, GA 30523-1845
Investor	Possibly a Property Investor

Mortgage

Document Number	1148/767
Date	Sep 22, 2017
Book Page	1148/767

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 18, 2017
Property Address	699 WACO SMITH RD, CLARKESVILLE, GA 30523-1835
Document Number	001148/766
Book / Page	1148 / 766
Instrument Date	Sep 18, 2017
Instrument	2017-001863
Transaction Type	Transfer
Record Updated	Oct 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WACO SMITH RD, CLARKESVILLE, GA 30523-1845
Investor	Possibly a Property Investor

Mortgage

Document Number	001148/767
Date	Sep 22, 2017
Book Page	1148/767

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,043.00 (-3.9%) Homeowner's exemption	$95,791 (+8.8%) Land $14,231 Building $81,560	$239,478 (+8.8%) Land $35,578 Building $203,900
2025	$2,126.00 (+62.17%)	$88,042 (+74.29%) Land $13,300 Building $74,742	$220,105 (+74.29%) Land $33,250 Building $186,855
2023	$1,311.00 (+18.43%)	$50,516 (+18.4%) Land $7,448 Building $43,068	$126,290 (+18.4%) Land $18,620 Building $107,670
2022	$1,107.00	$42,664 Land $5,696 Building $36,968	$106,660 Land $14,240 Building $92,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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