699 Saint Andrews Dr, Crete, IL 60417 Property Records

Will County property record for 699 Saint Andrews Dr, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1945
Lot Size	0.23 acres (9,883 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Jan 1997)
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Nov 2022 Sale & Second Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-410-015`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-410-015`
Alternative APN	`15034100150000`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	9,883 sqft (0.23 acres)

Location & Zoning

Street Address	699 SAINT ANDREWS DR
City	CRETE
State	IL
Zip	60417-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 15 IN LINCOLNSHIRE ESTATES UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE SE1/4 OF SEC. 3, T34N-R14E
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	LINCOLNSHIRE ESTATE UNIT #2
Legal Block	15
Legal Lot Number	10
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3013
Census Tract	883810

Owner

Source: Will County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	699 SAINT ANDREWS DR, CRETE, IL 60417-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 1997 · Amount on Record
Deed Sale	Jan 7, 1997 · Amount on Record
Deed Document Number	19971613
Last Transfer Date	Nov 9, 2008
Transfer Doc	0000145584
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 28, 2022
Property Address	699 SAINT ANDREWS DR, CRETE, IL 60417-1238
Document Number	0000083365
Map Reference	DOC 416793
Instrument Date	Nov 16, 2022
Instrument	R2022083365
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8993 NATOMA AVE, OAK LAWN, IL 60453-1464

Mortgage

Document Number	0000083367
Date	Nov 28, 2022
Instrument	R2022083367

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2027

Mortgage

Document Number	0000083366
Date	Nov 28, 2022
Instrument	R2022083366

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	699 SAINT ANDREWS DR, CRETE, IL 60417-1238
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100204
Date	Dec 22, 2017
Instrument	R2017100204

Lender

Name	HOMESTAR BANK
Type	Bank
Address	MANTENO, IL 60950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,308.00 (+128.47%)	$69,871 (+5.5%) Land $12,158 Building $57,713	$209,613 (+5.5%) Land $36,474 Building $173,139
2024		$66,228 (+26.01%) Land $11,524 Building $54,704	$198,684 (+26.01%) Land $34,572 Building $164,112
2022	$2,761.00 Homeowner's exemption Senior Citizen's exemption	$52,557 Land $9,145 Building $43,412	$157,671 Land $27,435 Building $130,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications.

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