Erie County and Buffalo City property record for 699 Prospect Ave, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,622 sqft · built 1890 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2018) |
| Tax Bill | $581 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.66-4-22 |
| Primary APN | 140200 99.66-4-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 742 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 165 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 164 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00773200 |
|---|---|
| Street Address | 699 PROSPECT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2R |
| Legal Description | 23O. N VERMONT |
| Legal Block | 4 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 7000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Delaware Park-Front Park System listed 1982 · 25 contributing resources · NRIS 82005029 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
699 Prospect Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 26, 2020 | Loan Modification, Mortgage · Conventional with PMI M&T BK |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Sep 14, 2018 | Bargain and Sale Deed, Transfer |
| May 25, 2017 | Trustee's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Document Number | 2018183727 |
| Deed Book / Page | 11334 / 4661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Number | 0141035890 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 14103/5890 |
| Instrument | 2023158042 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Number | 0113699958 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 699 PROSPECT AVE BUFFALO NY 142132424, BUFFALO, NY 14213-2424 |
| Document Number | 0113699958 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 011369/009958 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Number | 0139669640 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 699 PROSPECT AVE BUFFALO NY 142132424, BUFFALO, NY 14213-2424 |
| Document Number | 0139669640 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 013966/009640 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Number | 0113344661 |
| Book / Page | 11334 / 4661 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018183727 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 MANHATTAN AVE UNIT 1, 170, BUFFALO, NY 14215-7000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 25, 2017 |
| Property Address | 699 PROSPECT AVE, BUFFALO, NY 14213-2424 |
| Document Number | 0113135794 |
| Book / Page | 011313 / 005794 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 170 MANHATTAN AVE #1 BUFFALO NY 142157000, 1, BUFFALO, NY 14215-7000 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 699 Prospect Ave was $581, down 63.2% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581.00 (-63.18%) | ||
| 2025 | $1,578.00 (+26.24%) | $176,000 (+128.57%) Land $25,000 Building $151,000 | $176,000 (+40.57%) Land $25,000 Building $151,000 |
| 2024 | $1,250.00 (+212.5%) | $77,000 (-) Land $14,000 Building $63,000 | $125,203 (+13.82%) Land $22,764 Building $102,439 |
| 2023 | $400.00 | $77,000 Land $14,000 Building $63,000 | $110,000 Land $20,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 699 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 699 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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