699 Pine Trl, Lovingston, VA 22949 Property Records

Nelson County property record for 699 Pine Trl, Lovingston, VA 22949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 2007
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Feb 2012)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Jun 2019 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45 A 54A`

Property Details

APN / Parcel Number

Primary APN	`45 A 54A`
Alternative APN	`16541`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,872 sqft Finished Area
Basement Area	1,872 sqft
Finished Basement	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	376 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16541
Street Address	699 PINE TRL
City	LOVINGSTON
State	VA
Zip	22949-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGWATER DB 175/260
Legal Subdivision	BRIDGWATER
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1024
Census Tract	950102

Owner

699 Pine Trl is owned and occupied by an individual who acquired it in June 2019.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	699 PINE TRL, LOVINGSTON, VA 22949-2461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WATERSTONE MORTGAGE CORP
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERSTONE MORTGAGE CORP
Jun 25, 2019	Deed, Transfer · Stand-Alone Refinance WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2012 · Amount on File
Deed Sale	Feb 22, 2012 · Amount on File
Prior Sale	Nov 29, 2011 · Amount on File
Deed Document Number	2012500
Last Transfer Date	Jun 20, 2019
Transfer Doc	0000001403
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	699 PINE TRL, LOVINGSTON, VA 22949-2461
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001404
Date	Jun 25, 2019
Instrument	190001404

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	699 PINE TRL, LOVINGSTON, VA 22949-2461
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102036
Date	Jun 2, 2021
Instrument	202102036

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jun 25, 2019
Property Address	699 PINE TRL, LOVINGSTON, VA 22949-2461
Document Number	190001403
Instrument Date	Jun 20, 2019
Instrument	190001403
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 PINE TRL, LOVINGSTON, VA 22949-2461

Mortgage

Document Number	190001404
Date	Jun 25, 2019
Instrument	190001404

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 699 Pine Trl was $2,908.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00	$519,300 (+24.65%) Land $52,800 Building $466,500	$519,300 (+24.65%) Land $52,800 Building $466,500
2025		$416,600 Land $57,500 Building $359,100	$416,600 Land $57,500 Building $359,100
2023	$2,707.00	$416,600 Land $57,500 Building $359,100	$416,600 Land $57,500 Building $359,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 699 Pine Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 699 Pine Trl is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverStreet Networks.

Nearby Properties on Pine Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures